McHenry County property record for 712 Dewey St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd |
| Lot Size | 0.361 acres (15,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Oct 2015) |
| Tax Bill | $3,224 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-36-311-028 |
| Primary APN | 01-36-311-028 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Architectural Style | Traditional |
|---|---|
| Lot Area | 15,710 sqft (0.361 acres) |
| Lot Dimensions | 152 ft deep x 105 ft wide |
| Garage Type | Detached |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 712 DEWEY ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2015R0038367 LT 1 BROWN SUB |
| Legal Subdivision | BROWN SUB |
| Legal Lot Number | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 870302 |
712 Dewey St is owned and occupied by two individuals who bought it in October 2015.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 712 DEWEY ST, HARVARD, IL 60033-3210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2015 · Amount on File |
| Deed Sale | Oct 13, 2015 · Amount on File |
| Prior Sale | Apr 3, 2006 · Amount on File |
| Deed Document Number | 201538367 |
| Prior Transfer Date | Nov 23, 2004 |
| Prior Transfer Doc | 0000106493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 712 DEWEY ST, HARVARD, IL 60033-3210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051788 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021R0051788 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.83% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,224.00 | $51,970 Land $12,909 Building $39,061 | $155,910 Land $38,727 Building $117,183 |
| 2022 | Homeowner's exemption | $43,052 Land $11,670 Building $31,382 | $129,156 Land $35,010 Building $94,146 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 712 Dewey St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 712 Dewey St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile, Verizon.
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