712 Cruce St, Norman, OK 73069 Property Records

Cleveland County property record for 712 Cruce St, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29 9 2W 31083`

Property Details

APN / Parcel Number

Primary APN	`NC29 9 2W 31083`
Alternative APNs	`R0023191` `23191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	450 sqft

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23191
Street Address	712 CRUCE ST
City	NORMAN
State	OK
Zip	73069-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	31-9-2W .20 AC PRT SW/4 BEG 685 S & 150.8 W NE/C S 80 W 69 S 25 W 18.5 N 105 E 87.5 TO BEG
Legal Range	02W
Legal Township	09
Legal Section	31
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3005
Census Tract	200500

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 CRUCE ST, NORMAN, OK 73069-4623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUE SKY CU
Jan 9, 2020	Quit Claim Deed, Transfer TRUE SKY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 1, 2019
Transfer Doc	R202000926
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	712 CRUCE ST, NORMAN, OK 73069-4623
Document Number	0000037397
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	CHICAGO TITLE OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CRUCE ST NORMAN OK 730694623, NORMAN, OK 73069-4623

Mortgage

Document Number	0000037397
Date	Nov 21, 2019
Book Page	005993/000053
Instrument	37397

Lender

Name	TRUE SKY CU
Address	OKLAHOMA CITY, OK 73139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2034

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 9, 2020
Property Address	712 CRUCE ST, NORMAN, OK 73069-4623
Document Number	0000000926
Book / Page	006010 / 000098
Instrument Date	Nov 1, 2019
Instrument	926
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	CHICAGO TITLE OK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CRUCE ST NORMAN OK 730694623, NORMAN, OK 73069-4623

Mortgage

Document Number	37397
Date	Jan 9, 2020
Book Page	005993/000053
Instrument	37397

Lender

Name	TRUE SKY CU
Address	OKLAHOMA CITY, OK 73139

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2035

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,726.00 (+10.23%)	$22,708 (+10.25%) Land $5,665 Building $17,043	$363,146 (+111.57%) Land $90,595 Building $272,551
2023	$2,473.00	$20,597 Land $4,800 Building $15,797	$171,646 Land $40,000 Building $131,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, OEC Fiber.

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