712 Copa D Oro, Marathon, FL 33050 Property Records

Monroe County property record for 712 Copa D Oro, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,368 sqft · built 1987
Lot Size	0.172 acres (7,530 sqft)
Owner	Individual Name on File
Last Sale	$1,095,000 (Jul 2021)
Tax Bill	$12,166 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`00355510-000000`

Property Details

APN / Parcel Number

Primary APN	`00355510-000000`
Alternative APNs	`15663200355510000000` `1437191`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2017
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,530 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Carport Area	646 sqft

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	1,001 sqft
Patio Area	50 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1437191
Old Parcel Number	15663200355510000000
Street Address	712 COPA D ORO
City	MARATHON
State	FL
Zip	33050-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1 LT 7 AMENDED PLAT OF FLAMINGO ISLAND ESTATES BOOT KEY PB5-121 OR485-208 OR816-1310 OR834-1425 OR837-1088 OR886-925
Legal Range	32E
Legal Township	66S
Legal Section	15
Legal Subdivision	FLAMINGO ISLAND EST AMD PLAT
Legal Block	1
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1043
Census Tract	971200

Owner

712 Copa D Oro is owned by an individual who bought it in July 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15744 SW 99TH ST, MIAMI, FL 33196-6107
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 29, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Jul 23, 2003
Deed Document Number	2328617
Deed Book / Page	3110 / 476
Record Updated	Jun 8, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE FL
Recording Date	Jul 7, 2021
Property Address	712 COPA D ORO, MARATHON, FL 33050-5406
Document Number	0031100476
Book / Page	3110 / 476
Map Reference	MB 5 PG 121
Instrument Date	Jun 28, 2021
Instrument	2328617
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 GROVE ST, WESTFIELD, NY 14787-1317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15744 SW 99TH ST, MIAMI, FL 33196-6107

Mortgage

Document Number	0031100481
Date	Jul 7, 2021
Book Page	3110/481
Instrument	2328619

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	712 COPA D ORO, MARATHON, FL 33050-5406
Document Number	0029120092
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	712 COPA D ORO MARATHON FL 330505406, MARATHON, FL 33050-5406

Mortgage

Document Number	0029120092
Date	Jun 15, 2018
Book Page	002912/000092
Instrument	2173781

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,457,594 Land $951,491 Building $506,103	$1,457,594 Land $951,491 Building $506,103
2024	$12,166.00 (+8.15%)
2023	$11,249.00 (+17.72%)	$1,216,831 (+27.1%) Land $759,024 Building $457,807	$1,216,831 (+27.1%) Land $759,024 Building $457,807
2022	$9,556.00	$957,412 Land $571,245 Building $386,167	$957,412 Land $571,245 Building $386,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Copa D Oro in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 741 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,105 units insured incl. 364 condo units
Nearby Flood Claims	483 (1980–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 312 claims Hurricane Wilma, Oct 2005 · 17 claims Hurricane Georges, Sep 1998 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Copa D Oro is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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