Hardin County property record for 712 Conroe Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2004 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,000 (Mar 2019) |
| Tax Bill | $1,745 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-00-0A-022 |
| Primary APN | 180-00-0A-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Basement Area | 2,168 sqft |
| Finished Basement | 2,168 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,759 sqft (0.247 acres) |
| Patio Area | 320 sqft |
| Heating System | Central |
|---|
| Street Address | 712 CONROE DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-2195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODED AC LT 70 #2 |
| Legal Subdivision | WOODED AC |
| Legal Block | A |
| Legal Lot Number | 70 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 600 |
712 Conroe Dr is owned and occupied by two individuals who bought it in March 2019.
Source: Hardin County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 712 CONROE DR, RADCLIFF, KY 40160-2195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Mar 22, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Mar 22, 2019 | Other, Transfer · FHA Mortgage POLARIS HOME FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2019 · Amount on File |
| Deed Sale | Mar 22, 2019 · Amount on File |
| Deed Book / Page | 1470 / 448 |
| Prior Transfer Date | Mar 21, 2019 |
| Prior Transfer Doc | 1470000446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 16, 2026 |
| Property Address | 712 CONROE DR, RADCLIFF, KY 40160-2195 |
| Document Number | 2620000193 |
| Book / Page | 2620 / 193 |
| Instrument Date | Nov 21, 2025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 712 CONROE DR, RADCLIFF, KY 40160-2195 |
| Document Number | 2620000193, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 2620/193 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 474 Months |
| Due | Dec 1, 2065 |
| Rate | 6.19% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 22, 2019 |
| Property Address | 712 CONROE DR, RADCLIFF, KY 40160-2195 |
| Document Number | 1470/446 |
| Book / Page | 1470 / 446 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Other |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 22, 2019 |
| Property Address | 712 CONROE DR, RADCLIFF, KY 40160-2195 |
| Document Number | 1470/448 |
| Book / Page | 1470 / 448 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 CONROE DR, RADCLIFF, KY 40160-2195 |
| Document Number | 19000003197 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 190-00003197 |
| Name | POLARIS HOME FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 001470/448 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 1470/448 |
| Name | POLARIS HOME FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 712 Conroe Dr was $1,745.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,745.00 | $185,000 Land $20,000 Building $165,000 | $185,000 Land $20,000 Building $165,000 |
| 2023 | $131,000 (-) Land $18,100 Building $112,900 | $131,000 (-) Land $18,100 Building $112,900 | |
| 2022 | $131,000 Land $18,100 Building $112,900 | $131,000 Land $18,100 Building $112,900 | |
| 2021 | $887.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 Conroe Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 712 Conroe Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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