712 Cliff St, #14, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 712 Cliff St, #14, Ithaca, NY 14850

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,476 sqft · built 1850
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on File
Tax Bill$5,013 (2026)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN500700 38.-2-9

Property Details

APN / Parcel Number

Primary APN500700 38.-2-9
Alternative APN
  • 070003800000020090000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,476 sqft Living Area
1st Floor Area806 sqft
2nd Floor Area670 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeRaised
Lot Area40,946 sqft (0.94 acres)
Lot Dimensions130 ft deep x 176 ft wide
Garage TypeDetached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area272 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address712 CLIFF ST, 14
CityITHACA
StateNY
Zip14850-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal Block2
Legal Lot Number9.000
JurisdictionTOMPKINS NY
Township / Civil DivisionITHACA
Census Block Group3
Census Block3019
Census Tract900

Owner

712 Cliff St, #14, a single family home, is owned by two individuals.

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address712 CLIFF ST, ITHACA, NY 14850-2016
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address712 CLIFF ST # 14, 14, ITHACA, NY 14850-2016
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001493
DateDec 29, 2023
Instrument2023-11493
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJan 1, 2039
Index1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 712 Cliff St, #14 was $5,013, down 37.4% from the year before.

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTompkins County
MunicipalityIthaca City
Unified School DistrictIthaca City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,013.00 (-37.36%)
2025$8,003.00$246,000 Land $44,400 Building $201,600$246,000 Land $44,400 Building $201,600
2023Homeowner's exemption Senior Citizen's exemption$176,000 Land $44,400 Building $131,600$176,000 Land $44,400 Building $131,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Cliff St, #14 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1981–2026)
Most Recent ClaimApr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Cliff St, #14 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemITHACA CITY
serves 29,457 people · EPA ID NY5404416
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorine dioxide
resolved · Feb 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Empire Long Distance, Verizon.

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