712 Carter's Ln, Winchester, VA 22602 Property Records

Frederick County property record for 712 Carter's Ln, Winchester, VA 22602

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,856 sqft · built 1998
Lot Size2.59 acres (112,820 sqft)
OwnerIndividual Name on File
Tax Bill$2,635 (2026)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN7312-6

Property Details

APN / Parcel Number

Primary APN7312-6
Alternative APN
  • 8037820

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,856 sqft Living Area
Gross Area4,568 sqft
1st Floor Area1,856 sqft
Basement Area1,856 sqft
Unfinished Basement1,856 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2016
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area112,820 sqft (2.59 acres)
TerrainRolling
Garage TypeDetached
Garage Area1,500 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area384 sqft
Deck Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceWell

Location & Zoning

Account Number8037820
Street Address712 CARTERS LN
CityWINCHESTER
StateVA
Zip22602-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionBERRY HILL L6
Legal SubdivisionBERRY HILL
Legal Lot Number6
JurisdictionFREDERICK VA
Township / Civil DivisionBACK CREEK
Census Block Group2
Census Block2002
Census Tract50600

Owner

712 Carter's Ln is owned and occupied by an individual.

Source: Frederick County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address712 CARTERS LN, WINCHESTER, VA 22602-2725
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address712 CARTERS LN, WINCHESTER, VA 22602-2725
Document Number0000011151
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 CARTERS LN WINCHESTER VA 226022725, WINCHESTER, VA 22602-2725

Mortgage

Document Number0000011151
DateOct 21, 2019
Instrument11151
Lender
NameBB&T/VA
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 712 Carter's Ln was $2,635, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,635.00 (+10.39%)$497,236 Land $121,300 Building $375,936$497,236 Land $121,300 Building $375,936
2025$2,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Carter's Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Carter's Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Carter's Ln

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