712 Cardinal Ct, Howell, MI 48843 Property Records

Livingston County property record for 712 Cardinal Ct, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,596 sqft · built 1989
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Feb 2022)
Tax Bill	$4,535 (2025)
Deeds & Mortgages	Feb 2022 Second Mortgage Apr 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`17-01-100-070`

Property Details

APN / Parcel Number

Primary APN	`17-01-100-070`
Alternative APN	`471701100070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	988 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	119 ft deep x 63 ft wide
Porch	Porch
Porch Area	72 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	712 CARDINAL CT
City	HOWELL
State	MI
Zip	48843-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC. 1 T2N-R4E CITY OF HOWELL FOWLER HEIGHTS LOT 48
Legal Range	04E
Legal Township	02N
Legal Section	01
Legal Subdivision	FOWLER HEIGHTS
Legal Tract	725100
Legal Lot Number	48
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3004
Census Tract	725101

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 CARDINAL CT, HOWELL, MI 48843-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Dec 26, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Feb 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 3, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 31, 2021	Quit Claim Deed, Transfer DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY
Oct 2, 2018	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MTG FIN'L
Sep 25, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022 · Amount on Record
Deed Sale	Feb 3, 2022 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20223940
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	0000014033
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	712 CARDINAL CT, HOWELL, MI 48843-2353
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CARDINAL CT, HOWELL, MI 48843-2353

Mortgage

Document Number	0000003979
Date	Feb 4, 2022
Instrument	2022R-003979

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	712 CARDINAL CT, HOWELL, MI 48843-2353
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CARDINAL CT, HOWELL, MI 48843-2353

Mortgage

Document Number	0000014480
Date	Apr 2, 2021
Instrument	2021R-014480

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	712 CARDINAL CT, HOWELL, MI 48843-2353
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CARDINAL CT, HOWELL, MI 48843-2353

Mortgage

Document Number	0000023567
Date	Dec 26, 2024
Instrument	2024R-023567

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	712 CARDINAL CT, HOWELL, MI 48843-2353
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CARDINAL CT, HOWELL, MI 48843-2353

Mortgage

Document Number	0000003979
Date	Feb 4, 2022
Instrument	2022R-003979

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Feb 3, 2022
Property Address	712 CARDINAL CT, HOWELL, MI 48843-2353
Document Number	0000003940
Map Reference	LB 22 PG 30-32
Instrument Date	Jan 28, 2022
Instrument	2022R-003940
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 CHEVALIER DR, HOWELL, MI 48843-2802

Mortgage

Document Number	0000003978
Date	Feb 3, 2022
Instrument	2022R-003978

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000003978
Date	Feb 4, 2022
Instrument	2022R-003978

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 31, 2021
Property Address	712 CARDINAL CT, HOWELL, MI 48843-2353
Document Number	2021R014033
Map Reference	LB 22 PG 30-32
Instrument Date	Mar 23, 2021
Instrument	2021R-014033
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4300 HIGHCREST DR, 4300, BRIGHTON, MI 48116-7710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CARDINAL CT, HOWELL, MI 48843-2353

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 2, 2018
Property Address	712 CARDINAL CT, HOWELL, MI 48843-2353
Document Number	0000026454
Instrument Date	Sep 26, 2018
Instrument	26454
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 HIGHCREST DR BRIGHTON MI 481167710, BRIGHTON, MI 48116-7710

Mortgage

Document Number	26161
Date	Oct 2, 2018
Instrument	26161

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 25, 2018
Property Address	712 CARDINAL CT, HOWELL, MI 48843-2353
Document Number	0000025755
Instrument Date	Sep 12, 2018
Instrument	25755
Transaction Type	Foreclosure
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,032.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,600 (+25.09%)	$275,200 (+25.09%)
2025	$4,535.00
2023		$110,000
2021			$220,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MHOG SEWER & WATER AUTHORITY serves 17,046 people · EPA ID MI0004098
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CITY OF HOWELL
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACD.net Fiber	10,000 / 10,000
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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