712 Canberra Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 712 Canberra Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,079 sqft · built 1997
Lot Size	0.144 acres (6,260 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jul 2023)
Tax Bill	$1,992 (2025)
Deeds & Mortgages	Jul 2023 Sale Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-29-000000-043910`

Property Details

APN / Parcel Number

Primary APN	`27-28-29-000000-043910`
Alternative APNs	`292827000000043910` `92827000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,079 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	2,079 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,260 sqft (0.144 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	528 sqft
Porch	Finished/Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	712 CANBERRA RD
City	WINTER HAVEN
State	FL
Zip	33884-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 201 OF UNREC CYPRESSWOOD PATIO HOMES DESC AS BEG AT POINT 2373.76 FT N & 454.87 FT E OF SE COR OF SEC 30-28-27 RUN N 80 DEG 41 30 E 50 FT S 09 DEG 18 30 E 125 FT S 80 DEG 41 30 W 50 FT N 09 DEG 18 30 W 125 FT TO POB
Legal Range	27E
Legal Township	28S
Legal Section	29
Legal Subdivision	CYPRESSWOOD
Legal Tract	000000
Legal Block	2
Legal Lot Number	201
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2049
Census Tract	14123

Owner

712 Canberra Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	712 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Jun 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Dec 1, 2006 · Amount on File
Deed Document Number	2023172720
Deed Book / Page	12775 / 1954
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0000154660
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 25, 2023
Property Address	712 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Document Number	0000172720
Book / Page	12775 / 1954
Instrument Date	Jul 19, 2023
Instrument	2023172720
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 LA FONTENAY CT, LOUISVILLE, KY 40223-3020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CANBERRA RD, WINTER HAVEN, FL 33884-1208

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jun 7, 2022
Property Address	712 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Document Number	0000154660
Book / Page	12285 / 2279
Instrument Date	May 3, 2022
Instrument	2022154660
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 CANBERRA RD, 712, WINTER HAVEN, FL 33884-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CANBERRA RD, WINTER HAVEN, FL 33884-1208

Mortgage

Document Number	0000154661
Date	Jun 7, 2022
Book Page	12285/2281
Instrument	2022154661

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 712 Canberra Rd was $1,992 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,557 (+2.7%)	$235,478 (-0.77%) Land $50,000 Building $185,478
2025	$1,992.00	$194,311	$237,297 Land $50,000 Building $187,297
2023	$474.00 (+6.76%) Homeowner's exemption	$125,642 (+3%)	$239,986 (+8.55%) Land $48,000 Building $191,986
2022	$444.00 Homeowner's exemption	$121,983	$221,092 Land $40,000 Building $181,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 712 Canberra Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Canberra Rd is moderate, ranking above 51% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Verizon.

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