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712 Bronte Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 712 Bronte Ave, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,286 sqft · built 1975
Lot Size0.142 acres (6,186 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Sep 2003)
Tax Bill$5,049 (2025)
Deeds & MortgagesDec 2020 Reverse Mortgage
Nov 2020 Mortgage
Flood ZoneZone AE (high risk)
APN017-408-01

Property Details

APN / Parcel Number

Primary APN017-408-01
Alternative APN
  • 017-408-01-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,286 sqft Living Area
Gross Area1,738 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1980
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,186 sqft (0.142 acres)
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address712 BRONTE AVE
CityWATSONVILLE
StateCA
Zip95076-3614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 616
Legal SubdivisionHEATHERWOOD
Legal Tract616
Legal Lot Number15
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2005
Census Tract110102

Owner

Source: Santa Cruz County records · APN 017-408-01

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address712 BRONTE AVE, WATSONVILLE, CA 95076-3614
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Nov 18, 2020Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2003 · Amount on Record
Deed SaleSep 19, 2003 · Amount on Record
Deed Document Number200395931
Last Transfer DateOct 18, 2006
Transfer Doc0000062801
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address712 BRONTE AVE, WATSONVILLE, CA 95076-3614
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 BRONTE AVE, WATSONVILLE, CA 95076-3614

Mortgage

Document Number0000053568
DateDec 11, 2020
Instrument2020-0053568
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term862 Months
DueOct 20, 2092
Interest
Rate TypeAdjustable Rate
Rate2.71%
Type Change DateDec 01, 2021
Index1-Year LIBOR

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address712 BRONTE AVE, WATSONVILLE, CA 95076-3614
Document Number0000053569
Instrument DateNov 18, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 BRONTE AVE WATSONVILLE CA 950763614, WATSONVILLE, CA 95076-3614

Mortgage

Document Number0000053569
DateDec 11, 2020
Instrument53569
Lender
NameFINANCE OF AMERICA REVERSE
AddressCAPITOLA, CA 95010
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term864 Months
DueDec 10, 2092
Interest
Rate TypeAdjustable Rate
Rate2.71%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$377,061 (+2%) Land $253,791 Building $123,270
2025$5,049.00 (+11.53%) Homeowner's exemption$369,668 (+4.04%) Land $248,815 Building $120,853
2024$4,527.00 (+1.62%)
2023$4,455.00 (+1.97%) Homeowner's exemption$355,313 Land $239,153 Building $116,160$454,770
2022$4,369.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 115 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies115 in force
87 of 115 on primary residences
Nearby Flood Claims19 (2022–2023)
Most Recent ClaimMar 2023, tidal / storm surge, Severe Winter Storms And Mudslides
Flood Events
  • Severe Winter Storms, Flooding, Landslides, And Mudslides (Jan 2023), 17 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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