712 Brittany Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 712 Brittany Ct, Waterloo, IL 62298

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,048 sqft · built 1995
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Dec 2020)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-468-015-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-468-015-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Garage Area	504 sqft
Driveway	Concrete Driveway
Driveway Area	840 sqft
Porch	Slab
Porch Area	80 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	712 BRITTANY CT
City	WATERLOO
State	IL
Zip	62298-1497
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	WR5
Legal Description	LOT 15 SPRING VIEW ACRES 1ST ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	SPRING VIEW ACRES
Legal Lot Number	15
Jurisdiction	MONROE IL
Township / Civil Division	33
Census Block Group	4
Census Block	4036
Census Tract	600501

Owner

712 Brittany Ct, a duplex, is owned by two individuals who bought it in December 2020.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5505 SPORTSMAN RD, WATERLOO, IL 62298-3915
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE BANK
Mar 21, 2019	Quit Claim Deed, Transfer BENCHMARK TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on File
Deed Sale	Dec 9, 2020 · Amount on File
Deed Document Number	2020413241
Prior Transfer Date	Mar 15, 2019
Prior Transfer Doc	0000400477
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	712 BRITTANY CT, WATERLOO, IL 62298-1497
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426693
Date	Oct 27, 2022
Instrument	426693

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Dec 18, 2045

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 9, 2020
Property Address	712 BRITTANY CT, WATERLOO, IL 62298-1497
Document Number	0000413241
Instrument Date	Dec 8, 2020
Instrument	413241
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BENCHMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5505 SPORTSMAN RD, WATERLOO, IL 62298-3915

Mortgage

Document Number	0000413242
Date	Dec 9, 2020
Instrument	413242

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Mar 21, 2019
Property Address	712 BRITTANY CT, WATERLOO, IL 62298-1497
Document Number	0000400477
Instrument Date	Mar 15, 2019
Instrument	400477
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	BENCHMARK TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2111 BAGNELL DAM BLVD LAKE OZARK MO 650490801, LAKE OZARK, MO 65049-0801

Tax Assessment & Valuation

The 2025 property tax bill for 712 Brittany Ct was $4,760, up 11% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,760.00 (+10.96%)	$78,010 Land $16,460 Building $61,550	$234,030 Land $49,380 Building $184,650
2024	$4,290.00
2022		$63,990 Land $15,200 Building $48,790	$191,970 Land $45,600 Building $146,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 712 Brittany Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 712 Brittany Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Brittany Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures