712 Bridle Ridge Rd, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 712 Bridle Ridge Rd, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,562 sqft · built 1991
Lot Size	0.396 acres (17,230 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Jul 2022)
Tax Bill	$8,698 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`10-14996-09-040`

Property Details

APN / Parcel Number

Primary APN	`10-14996-09-040`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,562 sqft Living Area
Gross Area	4,172 sqft
1st Floor Area	1,696 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	17,230 sqft (0.396 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	712 BRIDLE RIDGE RD
City	SAINT PAUL
State	MN
Zip	55123-3974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE RIDGE 1ST ADD 4 9 LOT 4 BLK 9 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOTS C - K
Legal Subdivision	BRIDLE RIDGE 1ST ADD
Legal Block	9
Legal Lot Number	4
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2002
Census Tract	60752

Owner

712 Bridle Ridge Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 BRIDLE RIDGE RD, SAINT PAUL, MN 55123-3974
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
May 28, 2019	Warranty Deed, Transfer EDINA REALTY TITLE
May 15, 2019	Warranty Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	May 28, 2019 · Amount on File
Deed Document Number	20221443146
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003492078
Date	Sep 17, 2021
Instrument	3492078

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000850386
Date	Sep 10, 2021
Instrument	850386

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2046

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Sep 2, 2022
Property Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974
Document Number	0003556183
Instrument Date	Jul 7, 2022
Instrument	3556183
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974

Mortgage

Document Number	0003556184
Date	Sep 2, 2022
Instrument	3556184

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 30, 2022
Property Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974
Document Number	0000866122
Instrument Date	Jul 7, 2022
Instrument	866122
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974

Mortgage

Document Number	0000866123
Date	Aug 30, 2022
Instrument	866123

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003370458
Date	May 14, 2020
Instrument	3370458

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974
Document Number	0000821023
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	TITLE SMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 BRIDLE RIDGE RD EAGAN MN 551233974, EAGAN, MN 55123-3974

Mortgage

Document Number	0000821023
Date	May 12, 2020
Instrument	821023

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	May 28, 2019
Property Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974
Document Number	0003306427
Instrument Date	May 10, 2019
Instrument	3306427
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Tax	$1,732.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 BRIDLE RIDGE RD EAGAN MN 551233974, EAGAN, MN 55123-3974

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	May 15, 2019
Property Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974
Document Number	0000805455
Instrument Date	May 10, 2019
Instrument	805455
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	712 BRIDLE RIDGE RD, EAGAN, MN 55123-3974

Mortgage

Document Number	0000805456
Date	May 15, 2019
Instrument	805456

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 712 Bridle Ridge Rd was $8,698 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,698.00	$709,000 Land $167,000 Building $542,000	$709,000 Land $167,000 Building $542,000
2023	$6,808.00 Homeowner's exemption
2022		$636,900 Land $162,500 Building $474,400	$636,900 Land $162,500 Building $474,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Bridle Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Bridle Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Southeast MN Wifi.

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