712 Ashe St, Key West, FL 33040 Property Records

Monroe County property record for 712 Ashe St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,296 sqft · built 1933
Lot Size	0.067 acres (2,930 sqft)
Owner	Company Name on File
Last Sale	$2,199,000 (Nov 2023)
Tax Bill	$15,617 (2024)
Deeds & Mortgages	Nov 2023 Sale Oct 2023 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`00021900-000000`

Property Details

APN / Parcel Number

Primary APN	`00021900-000000`
Alternative APNs	`01010100021900000000` `1022667`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,930 sqft (0.067 acres)
Lot Dimensions	93 ft deep x 32 ft wide
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1022667
Street Address	712 ASHE ST
City	KEY WEST
State	FL
Zip	33040-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HHDR
Legal Description	KW PT LOT 15 SQR 2 TR 6 E1-123 OR838-2455 OR843-2446 OR857-1937 OR910-370 OR921-375 OR921-377 OR930-726 OR1415-274 OR2841-751 OR2841-753 OR2884-2388 OR2923-1629 OR3248-0891 OR3251-0342
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	SQUIARE #2
Legal Tract	6
Legal Lot Number	15
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3012
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

712 Ashe St is owned by a company that bought it in November 2023.

Source: Monroe County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	4119 MASSARD RD, FORT SMITH, AR 72903-6223
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Re-recorded Document ATTORNEY ONLY, ATTORNEY
Oct 25, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 20, 2018	Deed of Trust, Mortgage · ARM BRAND MORTGAGE GROUP LLC
Aug 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 27, 2017	Warranty Deed, Transfer BRAND MTG
Apr 20, 2017	Trustee's Deed, Construction Loan · Line of Credit BRANCH BK&TR
Mar 1, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Oct 25, 2023 · Amount on File
Deed Document Number	20232440328
Deed Book / Page	3251 / 342
Prior Transfer Date	Oct 24, 2023
Prior Transfer Doc	0032510342
Record Updated	Sep 20, 2026

November 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MONROE FL
Recording Date	Nov 16, 2023
Property Address	712 ASHE ST, KEY WEST, FL 33040-7113
Document Number	0032510342
Book / Page	3251 / 342
Map Reference	MB N PG 49
Instrument Date	Oct 24, 2023
Instrument	2440328
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 JEWELL ST, AUSTIN, TX 78704-3427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 MASSARD RD, FORT SMITH, AR 72903-6223

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 25, 2023
Property Address	712 ASHE ST, KEY WEST, FL 33040-7113
Document Number	0032480891
Book / Page	3248 / 891
Map Reference	MB N PG 49
Instrument Date	Oct 24, 2023
Instrument	2437915
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$14,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 JEWELL ST, AUSTIN, TX 78704-3427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 MASSARD RD, FORT SMITH, AR 72903-6223

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	712 ASHE ST, KEY WEST, FL 33040-7113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029021115
Date	Apr 20, 2018
Book Page	2902/1115
Instrument	2165253

Lender

Name	BRAND MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	ARM
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 23, 2018
Property Address	712 ASHE ST, KEY WEST, FL 33040-7113
Document Number	0029231629
Book / Page	002923 / 001629
Instrument Date	Aug 23, 2018
Instrument	2183745
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$10,605.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 ASHE ST KEY WEST FL 330407113, KEY WEST, FL 33040-7113

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 27, 2017
Property Address	712 ASHE ST, KEY WEST, FL 33040-7113
Document Number	0028842388
Book / Page	002884 / 002388
Instrument Date	Dec 22, 2017
Instrument	2148902
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,870.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13 EMERALD DR KEY WEST FL 330405636, KEY WEST, FL 33040-5636

Mortgage

Document Number	28842393
Date	Dec 27, 2017
Book Page	002884/002393
Instrument	2148904

Lender

Name	BRAND MTG
Type	Mortgage Company
Address	1255 LAKES PKWY # 300, LAWRENCEVILLE, GA 30043-8908

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	Apr 20, 2017
Property Address	712 ASHE ST, KEY WEST, FL 33040-7113
Document Number	0028500478
Book / Page	002850 / 000478
Instrument Date	Apr 18, 2017
Instrument	2119602
Transaction Type	Construction Loan
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1223 WHITE ST #104 KEY WEST FL 330403365, 104, KEY WEST, FL 33040-3365

Mortgage

Document Number	28500478
Date	Apr 20, 2017
Book Page	002850/000478
Instrument	2119602

Lender

Name	BRANCH BK&TR
Type	Bank
Address	1010 KENNEDY DR # 100, KEY WEST, FL 33040-4133

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 1, 2017
Property Address	712 ASHE ST, KEY WEST, FL 33040-7113
Document Number	0028410753
Book / Page	002841 / 000753
Instrument Date	Feb 28, 2017
Instrument	2112256
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1223 WHITE ST #104 KEY WEST FL 330403365, 104, KEY WEST, FL 33040-3365

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,868,337 Land $1,160,280 Building $708,057	$1,868,337 Land $1,160,280 Building $708,057
2024	$15,617.00 (+7.96%)
2023	$14,465.00 (+18.41%)	$2,041,801 (+29.93%) Land $1,098,750 Building $943,051	$2,041,801 (+29.93%) Land $1,098,750 Building $943,051
2022	$12,216.00	$1,571,519 Land $703,200 Building $868,319	$1,571,519 Land $703,200 Building $868,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Ashe St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 units insured incl. 11 condo units
Nearby Flood Claims	11 (2005–2025)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 712 Ashe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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