712 Allen St, Tupelo, MS 38804 Property Records

Lee County property record for 712 Allen St, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,788 sqft · built 1915
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`089J-31-145-00`

Property Details

APN / Parcel Number

Primary APN	`089J-31-145-00`
Alternative APNs	`022760` `22760`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,788 sqft Heated Area
Gross Area	1,872 sqft
1st Floor Area	1,788 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	022760
Old Parcel Number	089J-31-145-00
Street Address	712 ALLEN ST
City	TUPELO
State	MS
Zip	38804-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 7 LOT 12
Legal Range	06E
Legal Township	09S
Legal Section	31
Legal Subdivision	TERRACE PARK ADDITION
Legal Block	7
Legal Lot Number	12
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3020
Census Tract	950602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tupelo Downtown Neighborhood Historic District listed 2021 · 332 contributing resources · NRIS 100007053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	712 ALLEN ST, TUPELO, MS 38804-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Dec 13, 2012	Deed of Trust, Mortgage MERCHANTS & FARMERS BANK
Apr 21, 2009	Deed of Trust, Mortgage MERCHANTS AND FARMERS BANK
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC
Aug 1, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Mar 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019
Deed Sale	Aug 1, 2019
Prior Sale	Mar 4, 2019
Deed Document Number	2019009598
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	712 ALLEN ST, TUPELO, MS 38804-3703
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 ALLEN ST, TUPELO, MS 38804-3703

Mortgage

Document Number	2024002342
Date	Mar 7, 2024
Instrument	2024002342

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 25, 2034

Interest

Rate Type	Adjustable Rate

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	712 ALLEN ST, TUPELO, MS 38804-3703
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012017328
Date	Dec 13, 2012
Instrument	2012017328

Lender

Name	MERCHANTS & FARMERS BANK
Type	Bank
Address	333 COURT ST TUPELO MS 38804

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Dec 5, 2019

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	712 ALLEN ST, TUPELO, MS 38804-3703
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009005401
Date	Apr 21, 2009
Instrument	2009005401

Lender

Name	MERCHANTS AND FARMERS BANK
Address	333 COURT ST TUPELO MS 38804

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Mar 23, 2019

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Oct 16, 2025
Property Address	712 ALLEN ST, TUPELO, MS 38804-3703
Document Number	2025012831
Instrument Date	Oct 15, 2025
Instrument	2025012831
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 ALLEN ST, TUPELO, MS 38804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 ALLEN ST, TUPELO, MS 38804-3703

Mortgage

Document Number	2025012632
Date	Oct 16, 2025
Instrument	2025012632

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Aug 1, 2019
Property Address	712 ALLEN ST, TUPELO, MS 38804-3703
Document Number	2019009598
Instrument Date	Jul 31, 2019
Instrument	2019009598
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 HIGHLAND CIR, TUPELO, MS 38804-2003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CHESTNUT ST, TUPELO, MS 38804-4836

Mortgage

Document Number	2019009599
Date	Aug 1, 2019
Instrument	2019009599

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Mortgage

Document Number	2019009599
Date	Aug 2, 2019
Instrument	2019009599

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Mar 4, 2019
Property Address	712 ALLEN ST, TUPELO, MS 38804-3703
Document Number	2019002395
Instrument Date	Feb 28, 2019
Instrument	2019002395
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 ALLEN ST, TUPELO, MS 38804-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 HIGHLAND CIR, TUPELO, MS 38804-2003

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,055.00 (+32.58%) Homeowner's exemption	$15,117 (+30.52%)	$151,170 (+30.52%) Land $35,000 Building $116,170
2023	$1,550.00 Homeowner's exemption	$11,582	$115,820 Land $35,000 Building $80,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1980–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Tombigbee Fiber.

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