INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TTL CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
712 6TH ST N, DWIGHT, ND 58075-3859
Mortgage
Document Number
0000384523
Date
Jun 17, 2025
Instrument
384523
Lender
Name
GATE CITY BANK
Type
Bank
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2055
March 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
RICHLAND ND
Recording Date
Mar 22, 2021
Property Address
712 6TH ST N, WAHPETON, ND 58075-3859
Document Number
0000371119
Instrument Date
Mar 19, 2021
Instrument
371119
Transaction Type
Transfer
Record Updated
Jan 15, 2026
Title Company
INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TTL CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
712 6TH ST N, WAHPETON, ND 58075-3859
Mortgage
Document Number
0000371120
Date
Mar 22, 2021
Instrument
371120
Lender
Name
BREMER BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2051
August 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
RICHLAND ND
Recording Date
Aug 13, 2018
Property Address
712 6TH ST N, WAHPETON, ND 58075-3859
Document Number
0000362355
Instrument Date
Aug 13, 2018
Instrument
362355
Transaction Type
Transfer
Record Updated
Jan 15, 2026
Title Company
INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
712 6 TH ST N, MCLEOD, ND 58057
Mortgage
Document Number
0000362356
Date
Aug 13, 2018
Instrument
362356
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 712 6th St N was $721, down 66.4% from the year before.
Source: Richland County assessment roll, as of April 24, 2026
Property Jurisdictions
Type
Name
State
North Dakota
County
Richland County
Municipality
Wahpeton City
Unified School District
Wahpeton Public School District 37 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$721.00 (-66.37%)
$72,900 (+6.97%)Land $7,300Building $65,600
$145,800 (+6.97%)Land $14,600Building $131,200
2024
$2,144.00 (+3.52%)
$68,150 (+4.93%)Land $7,300Building $60,850
$136,300 (+4.93%)Land $14,600Building $121,700
2023
$2,071.00
$64,950Land $4,100Building $60,850
$129,900Land $8,200Building $121,700
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 712 6th St N in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
21 (1997–2009)
Claims Outside the SFHA
19 of 21
Most Recent Claim
Mar 2009 · Severe Storms And Flooding
Claims by Event
Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 20 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 712 6th St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF WAHPETON serves 7,766 people · EPA ID ND3900973
Water Source
Groundwater
Last State Inspection
Sep 2024
Also Mapped Here
SOUTHEAST WUD (EAST)
Lead
2 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025