712 4th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 712 4th St S, Virginia, MN 55792 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1948
Lot Size	0.143 acres (6,265 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Oct 2007)
Tax Bill	$5,272 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`090-0155-00060`

Property Details

APN / Parcel Number

Primary APN	`090-0155-00060`
Alternative APN	`1113588`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Gross Area
1st Floor Area	1,044 sqft
Basement Area	835 sqft
Finished Basement	835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,265 sqft (0.143 acres)
Garage Area	1,008 sqft
Patio Area	117 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1113588
Street Address	712 4TH ST S
City	VIRGINIA
State	MN
Zip	55792-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 1 SERIAL #
Legal Subdivision	VETERANS ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	4
Census Block	4008
Census Tract	13200

Owner

Source: St. Louis County records · APN 090-0155-00060

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	712 4TH ST S, VIRGINIA, MN 55792-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHERN STATE BANK OF VIRGINIA
Sep 03, 2020	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2007 · Amount on Record
Deed Sale	Oct 26, 2007 · Amount on Record
Deed Document Number	20071066358
Last Transfer Date	Apr 30, 2013
Transfer Doc	0001213240
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 27, 2021
Property Address	712 4TH ST S, VIRGINIA, MN 55792-3014
Document Number	0001420094
Instrument Date	Jul 14, 2021
Instrument	1420094
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	NOT AVAILABLE, UP NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$824.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 4TH ST S, VIRGINIA, MN 55792-3014

Mortgage

Document Number	0001420095
Date	Jul 27, 2021
Instrument	1420095

Lender

Name	NORTHERN STATE BANK OF VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	712 4TH ST S, VIRGINIA, MN 55792-3014
Document Number	00A1391032
Instrument Date	Sep 03, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	712 4TH ST VIRGINIA MN 55792, VIRGINIA, MN 55792

Mortgage

Document Number	00A1391032
Date	Sep 22, 2020
Instrument	A1391032

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Sep 21, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,272.00 (+23.52%) Homeowner's exemption
2025	$4,268.00 (+2.69%) Homeowner's exemption	$299,100 (+18.22%) Land $7,200 Building $291,900	$299,100 (+18.22%) Land $7,200 Building $291,900
2024	$4,156.00	$253,000 (+20.53%) Land $6,200 Building $246,800	$253,000 (+20.53%) Land $6,200 Building $246,800
2022		$209,900 Land $6,200 Building $203,700	$209,900 Land $6,200 Building $203,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Mediacom Communications	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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