Manatee County property record for 712 48th St W, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,824 sqft · built 1981 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Sep 2026) |
| Tax Bill | $2,071 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 23619-0000-0 |
| Primary APN | 23619-0000-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,564 sqft |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Wood Sheathing |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,059 sqft (0.185 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 260 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 712 48TH ST W |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-6 |
| Legal Description | LOTS 903,904 PALMETTO POINT SUB PI#23619.0000/0 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 02 |
| Legal Subdivision | PALMETTO POINT |
| Legal Tract | 02318000 |
| Legal Lot Number | 903 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1404 |
712 48th St W is owned and occupied by two individuals who bought it in September 2026.
Source: Manatee County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 712 48TH ST W, PALMETTO, FL 34221-8750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Warranty Deed, Transfer OCEAN BLUE TITLE LLC |
| Sep 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on File |
| Deed Sale | Sep 24, 2026 · Amount on File |
| Prior Sale | Sep 8, 2015 · Amount on File |
| Deed Document Number | 2026111041 |
| Prior Transfer Date | Aug 29, 2012 |
| Prior Transfer Doc | 0024350557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 24, 2026 |
| Property Address | 712 48TH ST W, PALMETTO, FL 34221-8750 |
| Document Number | 0000111041 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 2026111041 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | OCEAN BLUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $130,795.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 48TH ST W, PALMETTO, FL 34221-8750 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 712 48TH ST W, PALMETTO, FL 34221-8750 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | INTEGRITY TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 712 48TH ST W, PALMETTO, FL 34221-8750 |
| Document Number | 0041112740 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 202241112740 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 712 48th St W was $2,071, up 6.7% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,406 (+2.7%) | $287,547 (-0.01%) Land $59,925 Building $227,622 | |
| 2025 | $2,071.00 (+6.7%) Homeowner's exemption | $169,821 | $287,572 Land $59,925 Building $227,647 |
| 2024 | $1,941.00 (+2.16%) | ||
| 2023 | $1,900.00 (+3.43%) Homeowner's exemption | $160,228 (+3%) | $318,227 (+17.54%) Land $59,925 Building $258,302 |
| 2022 | $1,837.00 Homeowner's exemption | $155,561 | $270,742 Land $42,000 Building $228,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 48th St W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 344 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 344 in force |
| Nearby Flood Claims | 242 (1981–2025) |
| Claims Outside the SFHA | 5 of 242 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 712 48th St W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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