712 3rd St, Wakonda, SD 57073 Property Records

Clay County property record for 712 3rd St, Wakonda, SD 57073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,062 sqft · built 1910
Lot Size	0.227 acres (9,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Oct 2021)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14000-02400-040-00`

Property Details

APN / Parcel Number

Primary APN	`14000-02400-040-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
Gross Area	3,844 sqft
1st Floor Area	1,468 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	9,880 sqft (0.227 acres)
Garage Type	Attached
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	712 3RD ST
City	WAKONDA
State	SD
Zip	57073-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2, 3 & 4 EXC E 75 OF LOTS 2, 3 & 4 BLK 24 WAKONDA CITY
Legal Subdivision	TOWN OF WAKONDA
Legal Block	24
Legal Lot Number	2-4
Jurisdiction	CLAY SD
Township / Civil Division	WAKONDA
Census Block Group	2
Census Block	2087
Census Tract	965800

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 3RD ST, WAKONDA, SD 57073-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · USDA Mortgage FIRST NATIONAL BANK OF OMAHA
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Oct 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	2021146388
Deed Book / Page	82 / 438
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Oct 12, 2021
Property Address	712 3RD ST, WAKONDA, SD 57073-2044
Document Number	D82/438
Book / Page	D82 / 438
Instrument Date	Oct 8, 2021
Instrument	146388
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	FDT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	OF712 3RD STREET, WAKONDA, SD 57073

Mortgage

Document Number	146389
Date	Oct 12, 2021
Instrument	146389

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	MT145/511
Date	Oct 12, 2021
Book Page	MT145/511
Instrument	146390

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Apr 2, 2020
Property Address	712 3RD ST, WAKONDA, SD 57073-2044
Document Number	D81/535
Book / Page	D81 / 535
Instrument Date	Mar 31, 2020
Instrument	142534
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	142535
Date	Apr 2, 2020
Instrument	142535

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Oct 18, 2019
Property Address	712 3RD ST, WAKONDA, SD 57073-2044
Document Number	D81/282
Book / Page	D81 / 282
Instrument Date	Oct 18, 2019
Instrument	141655
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 301, WAKONDA, SD 57073-0301

Mortgage

Document Number	141656
Date	Oct 18, 2019
Instrument	141656

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Wakonda Town
Unified School District	Irene-Wakonda School District 13-3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,868.00 (+6.58%)	$133,558 (+27.4%) Land $1,284 Building $132,274
2023	$2,691.00 (+18.13%)	$104,831 Land $1,087 Building $103,744
2022	$2,278.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKONDA serves 276 people · EPA ID SD4600349
Water Source	Purchased groundwater from CLAY RURAL WATER SYSTEM
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2022 No certified operator Aug 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Cable · Fiber in parts of the area	1,000 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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