712 3rd St SW, Naples, FL 34117 Property Records

Collier County property record for 712 3rd St SW, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	2,823 sqft · built 2022
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Company Names on Record
Last Sale	$117,500 (Nov 2020)
Tax Bill	$10,701 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`328900 102 04C09`

Property Details

APN / Parcel Number

Primary APN	`328900 102 04C09`
Alternative APNs	`3716788000007140010204` `37167880000`

Interior

Building Area	2,823 sqft Living Area
Gross Area	3,063 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Lot Area	108,900 sqft
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Pool Area	450 sqft
Deck Area	654 sqft

Location & Zoning

Street Address	712 3RD ST SW
City	NAPLES
State	FL
Zip	34117-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 12 TR 102 N1/2
Legal Range	27
Legal Township	49
Legal Section	9
Legal Subdivision	GOLDEN GATE EST UNIT 12
Legal Tract	102
Legal Block	2
Legal Unit	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	712 3RD ST SW, NAPLES, FL 34117-5116
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 25, 2017	Warranty Deed, Transfer ACTION TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Document Number	20205947067
Deed Book / Page	5838 / 1526
Prior Transfer Date	Jul 26, 2005
Prior Transfer Doc	0038912414
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	712 3RD ST SW, NAPLES, FL 34117-5116
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2035 WELLINGTON ST, NAPLES, FL 34120-5333

Mortgage

Document Number	0058803315
Date	Jan 25, 2021
Book Page	5880/3315
Instrument	5989618

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 2, 2020
Property Address	712 3RD ST SW, NAPLES, FL 34117-5116
Document Number	0058381526
Book / Page	5838 / 1526
Map Reference	MB 4 PG 105&106
Instrument Date	Oct 30, 2020
Instrument	5947067
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4410 TAMARIND WAY, NAPLES, FL 34119-9684

Mortgage

Document Number	0058381529
Date	Nov 2, 2020
Instrument	5838/1529

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 25, 2017
Property Address	712 3RD ST SW, NAPLES, FL 34117-5116
Document Number	0054430248
Book / Page	005443 / 000248
Instrument Date	Oct 17, 2017
Instrument	5462820
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	ACTION TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,008.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6099 JAMES BELL DRIVE

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$968,434 (-6.34%) Land $205,013 Building $763,421	$968,434 (-6.34%) Land $205,013 Building $763,421
2025	$10,701.00 (+6.2%)	$1,034,005 (-8.13%) Land $133,125 Building $900,880	$1,034,005 (-10.48%) Land $133,125 Building $900,880
2024	$10,076.00 (-11.97%)
2023	$11,446.00 (+585.39%) Homeowner's exemption	$1,125,459 (+1,069.31%)	$1,155,081 (+532.92%) Land $172,500 Building $982,581
2022	$1,670.00	$96,250	$182,500 Land $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	8 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet, T-Mobile.

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