712 3rd Ave E, Cresco, IA 52136 Property Records

Howard County property record for 712 3rd Ave E, Cresco, IA 52136 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1907
Square Footage980 sqft Living Area
Lot Size7,797 sqft (0.179 acres)
OccupancyOwner Occupied
Last Sale$90,000 (2023)
Tax Bill$1,512.00 (2025)

Property Details

APN / Parcel Number

Primary APN320061210000000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area980 sqft Living Area
Basement Area980 sqft Basement
Unfinished Basement980 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,797 sqft (0.179 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage
Deck Area173 sqft Deck
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address712 3RD AVE E
CityCRESCO
StateIA
Zip52136-1418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 12 BERGS ADDN
Legal SubdivisionBERGS ADDN
Legal Block12
Legal Lot Number10
JurisdictionHOWARD IA
Minor Civil DivisionVERNON SPRINGS
Census Blockgroup1
Census Block1065
Census Tract960100

Owner

Source: Howard County records · APN 320061210000000

Assessment roll updated October 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address712 3RD AVE E, CRESCO, IA 52136-1418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Line of Credit
DECORAH BANK & TRUST CO
Mar 02, 2023Warranty Deed, Transfer · Conventional Mortgage
DECORAH BANK & TRUST CO
Feb 10, 2022Deed of Trust, Mortgage · Commercial Mortgage
CUSB BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Mar 02, 2023
  • Deed Sale Price on Mar 02, 2023
Deed Doc Number2023258
Deed Book / Page2023 / 258
Prior Transfer DateAug 23, 2022
Prior Transfer Doc0000001332
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address712 3RD AVE E, CRESCO, IA 52136-1418
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02025/1336
DateSep 16, 2025
Book Page2025/1336
Instrument2025 1336
Lender
NameDECORAH BANK & TRUST CO
TypeBank
AddressDECORAH, IA 52101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 18, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOWARD IA
Recording DateMar 02, 2023
Property Address712 3RD AVE E, CRESCO, IA 52136-1418
Document Number002023/258
Book / Page2023 / 258
Instrument DateMar 02, 2023
Instrument2023 258
Transaction TypeTransfer
Record UpdatedJan 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$143.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 3RD AVE E, CRESCO, IA 52136-1418

Mortgage

Document Number002023/259
DateMar 02, 2023
Book Page2023/259
Instrument2023 259
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address712 3RD AVE E, CRESCO, IA 52136-1418
Transaction TypeMortgage
Record UpdatedJun 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002022/208
DateFeb 10, 2022
Book Page2022/208
Instrument2022 0208
Lender
NameCUSB BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated October 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityCresco City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,512.00$92,950 (+13.27%) Land $7,580 Building $85,370$92,950 (+13.27%) Land $7,580 Building $85,370
2024$1,512.00 (+35%)
2023$82,060 (+56.99%) Land $7,580 Building $74,480$82,060 (+56.99%) Land $7,580 Building $74,480
2022$1,120.00$52,270 Land $7,580 Building $44,690
2021$52,270 Land $7,580 Building $44,690

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