712 38 Rd, Palisade, CO 81526 Property Records

Mesa County property record for 712 38 Rd, Palisade, CO 81526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,626 sqft · built 1899
Lot Size	0.12 acres (5,238 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Dec 1994)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`2937-094-00-029`

Property Details

APN / Parcel Number

Primary APN	`2937-094-00-029`
Alternative APN	`R024695`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	1,430 sqft
Basement Area	988 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1912
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,238 sqft (0.12 acres)
Garage Type	Detached
Garage Area	768 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R024695
Street Address	712 38 RD
City	PALISADE
State	CO
Zip	81526-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT NO 34 VINELANDS 1979 TRACT RESURVEY SEC 9 11S 98W PER PLAT B-12 P-409 THRU 413 RECPT NO 1265694
Legal Range	098
Legal Township	11S
Legal Section	09
Legal Subdivision	VINELANDS
Legal Tract	34
Legal Lot Number	29
Jurisdiction	MESA CO
Township / Civil Division	WHITEWATER-KANNAH CREEK
Census Block Group	3
Census Block	3010
Census Tract	1900

Owner

712 38 Rd is owned and occupied by two individuals who bought it in December 1994.

Source: Mesa County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 38 RD, PALISADE, CO 81526-9747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 1994 · Amount on File
Deed Sale	Dec 20, 1994 · Amount on File
Prior Sale	Oct 15, 1994 · Amount on File
Deed Book / Page	2118 / 694
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	712 38 RD, PALISADE, CO 81526-9747
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 38 RD, PALISADE, CO 81526-9747

Mortgage

Document Number	0003035895
Date	Jun 28, 2022
Instrument	3035895

Lender

Name	COLORAMO FCU
Type	Credit Union
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 712 38 Rd was $1,844, down 12.3% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,844.00 (-12.32%)	$30,200 (+6.56%) Land $11,190 Building $19,010	$483,200 Land $179,000 Building $304,200
2024	$2,103.00 (+0.67%)	$28,340 (-) Land $10,610 Building $17,730
2023	$2,089.00 (+23.61%)	$28,340 (+28.18%) Land $10,610 Building $17,730	$423,030 Land $158,410 Building $264,620
2022	$1,690.00	$22,110 Land $6,260 Building $15,850
2021			$318,120 Land $90,000 Building $228,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 712 38 Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 38 Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PALISADE serves 3,060 people · EPA ID CO0139600
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20