Stearns County property record for 712 31st Ave N, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 912 sqft · built 1996 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,900 (Apr 2018) |
| Tax Bill | $3,386 (2026) |
| Deeds & Mortgages | Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45675-0010 |
| Primary APN | 82-45675-0010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 912 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Width | 40 ft Width |
| Cooling System | HVAC |
|---|
| Street Address | 712 31ST AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-3149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | & VAC ALLEY ADJ TO LOT CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | CENTRAL PARK ADD |
| Legal Block | 43 |
| Legal Lot Number | 19 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 701 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 712 31ST AVE N, SAINT CLOUD, MN 56303-3149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on Record |
| Deed Sale | Apr 3, 2018 · Amount on Record |
| Prior Sale | Mar 30, 2018 · Amount on Record |
| Deed Document Number | 20181517538 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 3, 2018 |
| Property Address | 712 31ST AVE N, SAINT CLOUD, MN 56303-3149 |
| Document Number | 00A1517538 |
| Instrument Date | Mar 30, 2018 |
| Instrument | A1517538 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 31ST AVE N, SAINT CLOUD, MN 56303-3149 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,386.00 (+17.08%) | ||
| 2025 | $220,800 (-) Land $30,000 Building $190,800 | $220,800 (-) Land $30,000 Building $190,800 | |
| 2023 | $2,892.00 | $220,800 Land $30,000 Building $190,800 | $220,800 Land $30,000 Building $190,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2018–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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