712 15th St N, Moorhead, MN 56560 Property Records

Clay County property record for 712 15th St N, Moorhead, MN 56560

Property Summary

Property Type	Other Improved
Lot Size	0.28 acres (12,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Sep 2019)
Tax Bill	$2,190 (2026)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58.319.0310`

Property Details

APN / Parcel Number

Primary APN	`58.319.0310`

Exterior

Lot Area	12,299 sqft (0.28 acres)

Location & Zoning

Street Address	712 15TH ST N
City	MOORHEAD
State	MN
Zip	56560-2162
Property Category	Other
Property Type	Other > Other Improved
Legal Description	SUBDIVISIONNAME HOLES 2ND ADD SUBDIVISIONCD 58319 N 7' OF 19 & ALL 20 TO 22 9
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HOLES 2ND ADD
Legal Block	9
Legal Lot Number	19
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1024
Census Tract	30300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 15TH ST N, MOORHEAD, MN 56560-2162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MINNESOTA CU
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL MN CU
May 22, 2020	Quit Claim Deed, Transfer TITLE COMPANY/FARGO, TITLE CO/FARGO
Sep 3, 2019	Warranty Deed, Transfer REGENCY TITLE COMPANY, REGENCY TITLE CO
Nov 22, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	2019793089
Last Transfer Date	May 19, 2020
Transfer Doc	0000801081
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	712 15TH ST N, MOORHEAD, MN 56560-2162
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000816016
Date	May 18, 2021
Instrument	816016

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	712 15TH ST N, MOORHEAD, MN 56560-2162
Document Number	0000803374
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1913 54TH AVE N MOORHEAD MN 565606659, MOORHEAD, MN 56560-6659

Mortgage

Document Number	0000803374
Date	Jul 20, 2020
Instrument	803374

Lender

Name	CENTRAL MN CU
Address	SAINT JOSEPH, MN 56374

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 19, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	May 22, 2020
Property Address	712 15TH ST N, MOORHEAD, MN 56560-2162
Document Number	0000801081
Instrument Date	May 19, 2020
Instrument	801081
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	TITLE COMPANY/FARGO, TITLE CO/FARGO

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 15TH ST N MOORHEAD MN 565602162, MOORHEAD, MN 56560-2162

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Sep 3, 2019
Property Address	712 15TH ST N, MOORHEAD, MN 56560-2162
Document Number	0000793089
Instrument Date	Aug 19, 2019
Instrument	793089
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	REGENCY TITLE COMPANY, REGENCY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$297.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1913 54TH AVE N MOORHEAD MN 565606659, MOORHEAD, MN 56560-6659

November 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CLAY MN
Recording Date	Nov 22, 2017
Property Address	712 15TH ST N, MOORHEAD, MN 56560-2162
Document Number	0000775076
Instrument Date	Nov 6, 2017
Instrument	775076
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 LAKE ST ALEXANDRIA MN 563082622, ALEXANDRIA, MN 56308-2622

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,190.00 (+46%)	$222,700 (+117.27%) Land $44,600 Building $178,100	$222,700 (+117.27%) Land $44,600 Building $178,100
2025		$102,500 (+6.88%) Land $54,400 Building $48,100	$102,500 (+6.88%) Land $54,400 Building $48,100
2023	$1,500.00	$95,900 Land $46,000 Building $49,900	$95,900 Land $46,000 Building $49,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

Nearby Properties on 15th St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures