712 12th St E, Wabasha, MN 55981 Property Records

Wabasha County property record for 712 12th St E, Wabasha, MN 55981 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,276 sqft · built 1985
Lot Size0.228 acres (9,912 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Apr 2022)
Tax Bill$3,548 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Jun 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR27.00832.06

Property Details

APN / Parcel Number

Primary APNR27.00832.06
Alternative APN
  • 27.00832.06

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,276 sqft Living Area
Basement Area1,144 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2006
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,912 sqft (0.228 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeAttached
Garage Area528 sqft

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck Area140 sqft
Shed1 Shed
Shed Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address712 12TH ST E
CityWABASHA
StateMN
Zip55981-1717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-33 TWP-111 RANGE-010 SOUTH WABASHA W1/2 OF LOTS 1 & 4 & N 11 OF W1/2 OF LOT 5 BLK 74
Legal Range10
Legal Township111
Legal Section33
Legal SubdivisionSOUTH WABASHA
Legal Block74
Legal Lot Number1,4,5
JurisdictionWABASHA MN
Township / Civil DivisionWABASHA
Census Block Group1
Census Block1037
Census Tract490100

Owner

Source: Wabasha County records · APN R27.00832.06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address712 12TH ST E, WABASHA, MN 55981-1717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2026Deed of Trust, Mortgage · Line of Credit
FORESIGHT BANK
Jun 20, 2019Deed of Trust, Mortgage
FIRST ALLIANCE CU
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK NA
May 04, 2022Warranty Deed, Transfer · Conventional Mortgage
FORESIGHT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2022 · Amount on Record
Deed SaleApr 28, 2022 · Amount on Record
Prior SaleMar 04, 2008 · Amount on Record
Deed Document Number20221404789
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Recording DateApr 07, 2026
Property Address712 12TH ST E, WABASHA, MN 55981-1717
Document Number0000362756
Instrument DateApr 01, 2026
Instrument2026362756
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 12TH ST E, WABASHA, MN 55981-1717
InvestorPossibly a Property Investor

Mortgage

Document Number0000362756,
DateApr 07, 2026
Instrument2026362756
Lender
NameFORESIGHT BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 06, 2041
Interest
Rate TypeBalloon
Rate5.43%
Initial TypeBalloon
Max Rate-1%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address712 12TH ST E, WABASHA, MN 55981-1717
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000335088
DateJun 20, 2019
Instrument335088
Lender
NameFIRST ALLIANCE CU
TypeCredit Union
AddressROCHESTER, MN 55903
Agreement
AmountAmount Recorded
Term121 Months
DueJul 01, 2029

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address712 12TH ST E, WABASHA, MN 55981-1717
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000346012
DateSep 15, 2021
Instrument346012
Lender
NameMERCHANTS BANK NA
TypeBank
AddressWINONA, MN 55987
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.52%
Type Change DateOct 01, 2026
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change5.52%
Index1-Year CMT
Max Rate9.52%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASHA MN
Recording DateMay 04, 2022
Property Address712 12TH ST E, WABASHA, MN 55981-1717
Document Number0000348948
Instrument DateApr 27, 2022
Instrument348948
Transaction TypeTransfer
Record UpdatedMay 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$924.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 12TH ST E, WABASHA, MN 55981-1717
InvestorPossibly a Property Investor

Mortgage

Document Number0000348949
DateMay 04, 2022
Instrument348949
Lender
NameFORESIGHT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 28, 2052
Interest
Rate TypeAdjustable Rate
Rate5.3%
Type Change DateApr 28, 2029
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change7.3%
Index1-Year CMT
Max Rate9.3%

Tax Assessment & Valuation

Source: Wabasha County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWabasha County
MunicipalityWabasha City
Unified School DistrictWabasha-Kellogg Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,548.00 (-0.5%) Homeowner's exemption$283,300 (+10.23%) Land $28,100 Building $255,200$283,300 (+10.23%) Land $28,100 Building $255,200
2025$3,566.00 (+13.64%) Homeowner's exemption$257,000 (+11.5%) Land $24,500 Building $232,500$257,000 (+11.5%) Land $24,500 Building $232,500
2023$3,138.00 Homeowner's exemption$230,500 Land $24,500 Building $206,000$230,500 Land $24,500 Building $206,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wabasha County (27157C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 12th St E

Nearby Streets

Search Property Records by Address or Parcel Number