7119 91st St E, Palmetto, FL 34221 Property Records

Manatee County property record for 7119 91st St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 1995
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on File
Last Sale	$33,400 (Jun 1995)
Tax Bill	$1,632 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6490-2665-5`

Property Details

APN / Parcel Number

Primary APN	`6490-2665-5`
Alternative APNs	`331822649026655` `0649026655`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
Gross Area	2,493 sqft
1st Floor Area	1,735 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,411 sqft (0.239 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Screened Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0649026655
Street Address	7119 91ST ST E
City	PALMETTO
State	FL
Zip	34221-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 33 REGENCY OAKS PHASE I PI#6490.2665/5
Legal Range	18E
Legal Township	33S
Legal Section	22
Legal Subdivision	REGENCY OAKS PHASE I
Legal Tract	00649000
Legal Lot Number	33
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	4
Census Block	4006
Census Tract	1916

Owner

7119 91st St E is owned and occupied by two individuals who bought it in June 1995.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7119 91ST ST E, PALMETTO, FL 34221-9247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 1995 · Amount on File
Deed Sale	Jun 7, 1995 · Amount on File
Deed Book / Page	1461 / 2179
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7119 91ST ST E, PALMETTO, FL 34221-9247
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041048389
Date	Apr 11, 2022
Instrument	202241048389

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7119 91ST ST E, PALMETTO, FL 34221-9247
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7119 1ST ST E, PALMETTO, FL 34221

Mortgage

Document Number	0041040492
Date	Mar 24, 2022
Instrument	202241040492

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.95%
Index	Prime Rate
Max Rate	8.59%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,011 (+2.7%)	$314,989 (-0.5%) Land $40,800 Building $274,189
2025		$146,067	$316,577 Land $40,800 Building $275,777
2024	$1,632.00 (+2.45%)
2023	$1,593.00 (+3.71%) Homeowner's exemption	$137,816 (+3%)	$355,816 (+15.03%) Land $40,800 Building $315,016
2022	$1,536.00 Homeowner's exemption	$133,802	$309,315 Land $40,000 Building $269,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7119 91st St E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 276 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	276 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7119 91st St E is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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