7118 Sound Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7118 Sound Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,400 sqft · built 1982
Lot Size	0.888 acres (38,681 sqft)
Owner	2 Trust Names on File
Last Sale	$485,000 (Mar 2016)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`5394.19.62.0334000`

Property Details

APN / Parcel Number

Primary APN	`5394.19.62.0334000`
Alternative APNs	`343099` `556383` `37483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,400 sqft Heated Area
Gross Area	2,777 sqft
1st Floor Area	1,050 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,681 sqft (0.888 acres)
Lot Dimensions	450 ft deep x 100 ft wide
Deck Area	38 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	37483
Street Address	7118 SOUND DR
City	EMERALD ISLE
State	NC
Zip	28594-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L42 BA ARCHERS POINT
Legal Subdivision	ARCHERS POINT
Legal Block	62
Legal Lot Number	42
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	970904

Owner

7118 Sound Dr is held in a trust since March 2016.

Source: Carteret County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	505 GOLF VIEW DR, GREENVILLE, NC 27834-7827
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2016 · Amount on File
Deed Sale	Mar 29, 2016 · Amount on File
Prior Sale	Dec 16, 2015 · Amount on File
Deed Document Number	20161537475
Deed Book / Page	1537 / 475
Prior Transfer Date	Dec 10, 2015
Prior Transfer Doc	0015280166
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Recording Date	Oct 2, 2026
Property Address	7118 SOUND DR, EMERALD ISLE, NC 28594-3133
Document Number	0001898108
Book / Page	1898 / 108
Instrument Date	Aug 10, 2026
Instrument	20261898108
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	505 GOLF VIEW DR, GREENVILLE, NC 27834-7827

Mortgage

Document Number	0001898108,
Date	Oct 2, 2026
Book Page	1898/108
Instrument	20261898108

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7118 SOUND DR, EMERALD ISLE, NC 28594-3133
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017120328
Date	Mar 15, 2021
Book Page	1712/328
Instrument	1712328

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Oct 27, 2022
Property Address	7118 SOUND DR, EMERALD ISLE, NC 28594-3133
Document Number	0017830236
Book / Page	1783 / 236
Map Reference	CAB 16 PG 53
Instrument Date	Oct 21, 2022
Instrument	1783236
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	505 GOLF VIEW DR, GREENVILLE, NC 27834-7827

Tax Assessment & Valuation

The 2025 property tax bill for 7118 Sound Dr was $4,438.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,213,645 (-) Land $727,476 Building $486,169	$1,213,645 (-) Land $727,476 Building $486,169
2025	$4,438.00	$1,213,645 Land $727,476 Building $486,169	$1,213,645 Land $727,476 Building $486,169
2023		$766,635 Land $525,366 Building $241,269	$766,635 Land $525,366 Building $241,269
2022	$3,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7118 Sound Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7118 Sound Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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