7118 Full Rack Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 7118 Full Rack Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,458 sqft · built 1987
Lot Size	1.57 acres (68,607 sqft)
Owner	Individual Name on Record
Last Sale	$126,500 (Jan 2012)
Tax Bill	$2,749 (2026)
Deeds & Mortgages	Oct 2021 Second Mortgage Apr 2022 Refinance
Flood Zone	Zone A (high risk)
APN	`07601030100J013`

Property Details

APN / Parcel Number

Primary APN	`07601030100J013`
Alternative APNs	`731-67-22-42-500-000` `354151001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	68,607 sqft (1.57 acres)
Lot Dimensions	64 ft deep x 1,574 ft wide

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	354151001
Street Address	7118 FULL RACK DR
City	MIDLOTHIAN
State	VA
Zip	23112-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	DEER RUN L 13 BK J SEC I
Legal Subdivision	DEER RUN
Legal Block	J
Legal Lot Number	13
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1003
Census Tract	101012

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7118 FULL RACK DR, MIDLOTHIAN, VA 23112-1925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2012 · Amount on Record
Deed Sale	Jan 14, 2012 · Amount on Record
Prior Sale	Feb 28, 2003 · Amount on Record
Deed Book / Page	9654 / 690
Transfer Doc	3532000790
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	7118 FULL RACK DR, MIDLOTHIAN, VA 23112-1925
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013667-109
Date	Oct 6, 2021
Book Page	13667/109
Instrument	2021064420

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	245 Months
Due	Mar 1, 2042

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	7118 FULL RACK DR, MIDLOTHIAN, VA 23112-1925
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013923-489
Date	Apr 13, 2022
Book Page	13923/489
Instrument	2022017345

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,749.00 (+11.61%)	$306,100 (+3.34%) Land $65,300 Building $240,800	$306,100 (+3.34%) Land $65,300 Building $240,800
2025		$296,200 (+10.52%) Land $62,300 Building $233,900	$296,200 (+10.52%) Land $62,300 Building $233,900
2023	$2,463.00	$268,000 Land $57,300 Building $210,700	$268,000 Land $57,300 Building $210,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2004 · Severe Storms, Flooding And Tornadoes Associated W Td Gaston

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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