7118 7th St, Rio Linda, CA 95673 Property Records

Sacramento County property record for 7118 7th St, Rio Linda, CA 95673

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 1979
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2015)
Tax Bill	$6,404 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-0312-010-0000`

Property Details

APN / Parcel Number

Primary APN	`206-0312-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7118 7TH ST
City	RIO LINDA
State	CA
Zip	95673-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	JEFFERSON PARK 02, LOT 83
Legal Subdivision	JEFFERSON PARK 02
Legal Lot Number	83
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7209

Owner

7118 7th St is owned and occupied by an individual who bought it in January 2015.

Source: Sacramento County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	7118 7TH ST, RIO LINDA, CA 95673-2360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Mar 22, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Mar 22, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015 · Amount on File
Deed Sale	Jan 21, 2015 · Amount on File
Deed Book / Page	20150121 / 81
Prior Transfer Date	Jan 2, 2015
Prior Transfer Doc	0000000080
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 18, 2026
Property Address	7118 7TH ST, RIO LINDA, CA 95673-2360
Document Number	2026000039
Book / Page	20260918 / 39
Instrument Date	Aug 14, 2026
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7118 7TH ST, RIO LINDA, CA 95673-2360

Mortgage

Document Number	2026000039,
Date	Sep 18, 2026
Book Page	20260918/39

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Feb 1, 2051

Interest

Max Rate	-1%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	7118 7TH ST, RIO LINDA, CA 95673-2360
Document Number	1804180024
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7118 7TH ST RIO LINDA CA 956732360, RIO LINDA, CA 95673-2360

Mortgage

Document Number	1804180024
Date	Apr 18, 2018
Instrument	1804180024

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7118 7TH ST, RIO LINDA, CA 95673-2360
Document Number	1804170051
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7118 7TH ST RIO LINDA CA 956732360, RIO LINDA, CA 95673-2360

Mortgage

Document Number	1804170051
Date	Apr 17, 2018
Instrument	1804170051

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7118 7th St was $6,404, up 3.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$196,132 (+2%) Land $61,290 Building $134,842
2025	$6,404.00 (+3.88%)	$192,288 Land $60,089 Building $132,199
2024	$6,165.00 (+0.34%)
2023	$6,144.00 (+3.59%)	$184,822 Land $57,756 Building $127,066
2022	$5,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7118 7th St in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	71 (1982–2022)
Claims Outside the SFHA	4 of 71
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 7 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 17 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7118 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO LINDA/ELVERTA COMMUNITY WATER DIST serves 15,460 people · EPA ID CA3410018
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: DigitalPath, Succeed.Net, Verizon.

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