7116 Maxwell Ct, Panama City, FL 32404 Property Records

Bay County property record for 7116 Maxwell Ct, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,151 sqft · built 2006
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Owner Names on File
Last Sale	$289,900 (Jan 2006)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06947-015-180`

Property Details

APN / Parcel Number

Primary APN	`06947-015-180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,151 sqft Heated Area
Gross Area	2,852 sqft
1st Floor Area	2,151 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	912 sqft
Porch	Porch
Porch Area	261 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7116 MAXWELL CT
City	PANAMA CITY
State	FL
Zip	32404-8458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLWY22
Legal Description	CALLAWAY HOMES 132A2 LOT 18 ORB 2726 P 1447
Legal Range	13W
Legal Township	04S
Legal Section	17
Legal Subdivision	CALLAWAY
Legal Lot Number	18
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1026
Census Tract	805

Owner

The current owner of 7116 Maxwell Ct bought it in January 2006.

Source: Bay County records, as of January 23, 2026

Owner of Record	2 Owner Names on File
Mailing Address	7116 MAXWELL CT, PANAMA CITY, FL 32404-8458
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2006 · Amount on File
Deed Sale	Jan 17, 2006 · Amount on File
Prior Sale	May 19, 2004 · Amount on File
Deed Document Number	2006-003292
Deed Book / Page	2726 / 1447
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	7116 MAXWELL CT, PANAMA CITY, FL 32404-8458
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7116 MAXWELL CT, PANAMA CITY, FL 32404-8458

Mortgage

Document Number	0045590960
Date	May 4, 2022
Book Page	4559/960
Instrument	2022033587

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7116 Maxwell Ct was $2,003 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Callaway City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 Homeowner's exemption	$187,026	$217,274 Land $33,218 Building $184,056
2023	$1,893.00 (+11.09%) Homeowner's exemption	$176,461 (+3%)	$201,922 (+10.91%) Land $27,037 Building $174,885
2022	$1,704.00 Homeowner's exemption	$171,321	$182,055 Land $23,175 Building $158,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7116 Maxwell Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	22 (1982–2021)
Claims Outside the SFHA	16 of 22
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7116 Maxwell Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20