7115 Wolf Pond Rd, Monroe, NC 28112 Property Records

Union County property record for 7115 Wolf Pond Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,046 sqft · built 2005
Lot Size	10.2 acres (445,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,500 (Sep 2018)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-159-018A`

Property Details

APN / Parcel Number

Primary APN	`04-159-018A`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,046 sqft Living Area
1st Floor Area	2,349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	445,357 sqft (10.2 acres)
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7115 WOLF POND RD
City	MONROE
State	NC
Zip	28112-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	7244-208
Legal Subdivision	JAMES L AND MARY F HARDY PROPERTY
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2028
Census Tract	20901

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7115 WOLF POND RD, MONROE, NC 28112-8262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 28, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Sep 28, 2018	Warranty Deed, Transfer · Conventional with PMI BETTER MTG CORP ISAOA
Aug 6, 2018	Warranty Deed, Transfer · Commercial Mortgage PS FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	201827580
Deed Book / Page	7244 / 208
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7115 WOLF POND RD, MONROE, NC 28112-8262
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TERRATITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7005864
Date	Aug 31, 2017
Book Page	7005/864
Instrument	0025571

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7115 WOLF POND RD, MONROE, NC 28112-8262
Document Number	7759695
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7115 WOLF POND RD MONROE NC 281128262, MONROE, NC 28112-8262

Mortgage

Document Number	7759695
Date	Aug 4, 2020
Book Page	007759/000695
Instrument	29376

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 28, 2018
Property Address	7115 WOLF POND RD, MONROE, NC 28112-8262
Document Number	7244208
Book / Page	007244 / 000208
Instrument Date	Sep 28, 2018
Instrument	27580
Transaction Type	Transfer
Record Updated	Oct 18, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$893.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7115 WOLF POND RD MONROE NC 281128262, MONROE, NC 28112-8262

Mortgage

Document Number	7244211
Date	Sep 28, 2018
Book Page	007244/000211
Instrument	27581

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10013

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 6, 2018
Property Address	7115 WOLF POND RD, MONROE, NC 28112-8262
Document Number	0007211398
Book / Page	7211 / 398
Instrument Date	Aug 6, 2018
Instrument	0022068
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ENTITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 VINE ST, BELMONT, CA 94002-3741
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022069
Date	Aug 6, 2018
Instrument	0022069

Lender

Name	PS FUNDING INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Jan 1, 2019

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$770,100 (-) Land $167,100 Building $603,000	$770,100 (-) Land $167,100 Building $603,000
2025	$3,682.00 (+31.13%)	$770,100 (+70.75%) Land $167,100 Building $603,000	$770,100 (+70.75%) Land $167,100 Building $603,000
2023	$2,808.00	$451,000 Land $78,100 Building $372,900	$451,000 Land $78,100 Building $372,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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