Hamilton County property record for 7115 Thorndale Ln, Cincinnati, OH 45244
| Property Type | Landominium |
|---|---|
| Details | 3 bd · 3 ba · 2,010 sqft · built 2004 |
| Lot Size | 0.098 acres (4,269 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,700 (Oct 2004) |
| Tax Bill | $4,422 (2025) |
| Deeds & Mortgages | Dec 2020 Reverse Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 501-0009-0390-00 |
| Primary APN | 501-0009-0390-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,010 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| 2nd Floor Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,269 sqft (0.098 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7115 THORNDALE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-4277 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Landominium |
| Legal Description | SS THORNDALE LN 0.098 ACLOT 74 IVY HILL RESERVES SUB PHASE 1 |
| Legal Subdivision | IVY HILL RESERVES SUB |
| Legal Phase | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NEWTOWN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 24904 |
7115 Thorndale Ln, a landominium, is owned and occupied by an individual who bought it in October 2004.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7115 THORNDALE LN, CINCINNATI, OH 45244-4277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Jul 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2004 · Amount on File |
| Deed Sale | Oct 18, 2004 · Amount on File |
| Prior Sale | Jun 28, 2004 |
| Deed Document Number | 04-219409 |
| Deed Book / Page | 9757 / 03004 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7115 THORNDALE LN, CINCINNATI, OH 45244-4277 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7115 THORNDALE LN, CINCINNATI, OH 45244-4277 |
| Document Number | 0200126965 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 14307/2749 |
| Instrument | 2020-0126965 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 769 Months |
| Due | Jan 19, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.82% |
| Type Change Date | Dec 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7115 THORNDALE LN, CINCINNATI, OH 45244-4277 |
| Document Number | 0000126966 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP |
| Name | Verified Name |
|---|---|
| Address | 7115 THORNDALE LN CINCINNATI OH 452444277, CINCINNATI, OH 45244-4277 |
| Document Number | 0000126966 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 014307/002765 |
| Instrument | 126966 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 780 Months |
| Due | Dec 29, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.82% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 27, 2020 |
| Property Address | 7115 THORNDALE LN, CINCINNATI, OH 45244-4277 |
| Document Number | 0000072905 |
| Book / Page | 014218 / 001045 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 72905 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | MATTINGLY FORD TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3490 MILJOIE DR CINCINNATI OH 452444270, CINCINNATI, OH 45244-4270 |
| Document Number | 72906 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 014218/001047 |
| Instrument | 72906 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 26, 2035 |
The 2025 property tax bill for 7115 Thorndale Ln was $4,422 with a homeowner's exemption, up 1.8% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Newtown Village |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,422.00 (+1.77%) Homeowner's exemption | $88,256 (-) Land $12,250 Building $76,006 | |
| 2024 | $4,345.00 (-1.47%) Homeowner's exemption | $88,256 (-) Land $12,250 Building $76,006 | |
| 2023 | $4,410.00 (+19.42%) Homeowner's exemption | $88,256 (+30.09%) Land $12,250 Building $76,006 | $252,160 Land $35,000 Building $217,160 |
| 2022 | $3,693.00 Homeowner's exemption | $67,841 Land $11,316 Building $56,525 | |
| 2020 | $193,830 Land $32,330 Building $161,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7115 Thorndale Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2018–2026) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7115 Thorndale Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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