7115 Arcadia Cir, Newark, MD 21841 Property Records

Worcester County property record for 7115 Arcadia Cir, Newark, MD 21841

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,410 sqft · built 2020
Lot Size	0.184 acres (8,001 sqft)
Owner	Trust Name on File
Last Sale	$296,000 (Dec 2023)
Tax Bill	$2,518 (2026)
Deeds & Mortgages	Dec 2023 Sale Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-010582`

Property Details

APN / Parcel Number

Primary APN	`04-010582`
Alternative APN	`010582`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,001 sqft (0.184 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	010582
Street Address	7115 ARCADIA CIR
City	NEWARK
State	MD
Zip	21841-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 8,001 SQ FT ARCADIA CIRCLE ARCADIA LLC SUBDIVISION
Legal Subdivision	ARCADIA CIRCLE ARCADIA LLC SUB
Legal Lot Number	30
Jurisdiction	WORCESTER MD
Township / Civil Division	4, WESTERN
Census Block Group	1
Census Block	1034
Census Tract	951200

Owner

7115 Arcadia Cir is held in a trust since December 2023.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 456, HORNTOWN, VA 23395-0456
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed, Transfer BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC
Aug 31, 2020	Grant Deed, Transfer · FHA Mortgage NATIONS LNDG
Feb 27, 2020	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Nov 14, 2019	Grant Deed, Transfer JH MALONE CONSTRUCTION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Book / Page	8684 / 48
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 15, 2023
Property Address	7115 ARCADIA CIR, NEWARK, MD 21841-2112
Document Number	0086840048
Book / Page	8684 / 48
Map Reference	MB SVH 215 FO 02
Instrument Date	Dec 13, 2023
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 456, HORNTOWN, VA 23395-0456

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 31, 2020
Property Address	7115 ARCADIA CIR, NEWARK, MD 21841-2112
Document Number	0077570007
Book / Page	007757 / 000007
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7115 ARCADIA CIR NEWARK MD 218412112, NEWARK, MD 21841-2112

Mortgage

Document Number	77570013
Date	Aug 31, 2020
Book Page	007757/000013

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	7115 ARCADIA CIR, NEWARK, MD 21841-2112
Document Number	0076040469
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7115 ARCADIA CIR NEWARK MD 218412112, NEWARK, MD 21841-2112

Mortgage

Document Number	0076040469
Date	Feb 28, 2020
Book Page	007604/000469

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Amount	Amount on Record

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 14, 2019
Property Address	7115 ARCADIA CIR, NEWARK, MD 21841-2112
Document Number	0075340094
Book / Page	007534 / 000094
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1109 ALLEN MD 218101109, ALLEN, MD 21810-1109
Investor	Possibly a Property Investor

Mortgage

Document Number	75340098
Date	Nov 14, 2019
Book Page	007534/000098

Lender

Name	JH MALONE CONSTRUCTION INC
Address	PO BOX 1109, ALLEN, MD 21810-1109

Agreement

Amount	Amount on Record

Interest

Rate	8%

Tax Assessment & Valuation

The 2026 property tax bill for 7115 Arcadia Cir was $2,518, up 6.1% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,518.00 (+6.07%)	$272,800	$304,000 Land $59,600 Building $244,400
2025	$2,374.00
2023	$1,693.00 Homeowner's exemption	$199,333	$257,200 Land $59,600 Building $197,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7115 Arcadia Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	9 (1985–2012)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7115 Arcadia Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK serves 325 people · EPA ID MD0230002
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Choptank Fiber Fiber	2,500 / 2,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Bay Country Communications.

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