7114 Risden Rd, Vermilion, OH 44089 Property Records

Erie County property record for 7114 Risden Rd, Vermilion, OH 44089

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,088 sqft · built 1965
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Nov 2023)
Tax Bill	$4,712 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00040-000`

Property Details

APN / Parcel Number

Primary APN	`12-00040-000`
Alternative APN	`000869-9`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	1,440 sqft
Upper Floors Area	432 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Pole Building Garage
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	664 sqft
Deck Area	Deck Area
Patio Area	288 sqft
Pole Barn	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	000869-9
Street Address	7114 RISDEN RD
City	VERMILION
State	OH
Zip	44089-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-6-2 LOT 16 E OF RISDEN RD 1.84A
Legal Lot Number	16
Jurisdiction	ERIE OH
Township / Civil Division	VERMILION
Census Block Group	1
Census Block	1033
Census Tract	40200

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7114 RISDEN RD, VERMILION, OH 44089-9519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · FHA Mortgage HOWARD HANNA FINANCIAL SERVICES INC
Nov 15, 2023	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Jun 16, 2000 · Amount on Record
Deed Document Number	20238289
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	7114 RISDEN RD, VERMILION, OH 44089-9519
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7114 RISDEN RD, VERMILION, OH 44089-9519

Mortgage

Document Number	0000008785
Date	Nov 5, 2025
Instrument	202508785

Lender

Name	HOWARD HANNA FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15238

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Nov 15, 2023
Property Address	7114 RISDEN RD, VERMILION, OH 44089-9519
Document Number	0000008289
Instrument Date	Nov 13, 2023
Instrument	202308289
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	NOT AVAILABLE, ERIEVIEW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7114 RISDEN RD, VERMILION, OH 44089-9519

Mortgage

Document Number	0000008290
Date	Nov 15, 2023
Instrument	202308290

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Vermilion Township
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,712.00 (-3.03%)	$129,853 (-) Land $15,487 Building $114,366
2024	$4,859.00 (+75.1%)	$129,853 (+93.97%) Land $15,487 Building $114,366	$371,010 (+93.97%) Land $44,250 Building $326,760
2023	$2,775.00 (-0.57%)	$66,944 (+0.01%) Land $12,204 Building $54,740
2022	$2,791.00	$66,937 Land $12,204 Building $54,733
2021			$191,270 Land $34,870 Building $156,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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