7114 Old Howard Rd, Temple, TX 76504 Property Records

Bell County property record for 7114 Old Howard Rd, Temple, TX 76504

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2,000 sqft · built 2018
Lot Size	34.4 acres (1,500,206 sqft)
Owner	Company Name on Record
Tax Bill	$948 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0552730200`

Property Details

APN / Parcel Number

Primary APN	`0552730200`
Alternative APNs	`371824` `846360`

Interior

Stories	1 Story
Building Area	2,000 sqft Gross Area
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	1,500,206 sqft (34.4 acres)
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,600 sqft
Canopy	1,600 sqft
Storage Building	1,700 sqft

Location & Zoning

Street Address	7114 OLD HOWARD RD
City	TEMPLE
State	TX
Zip	76504-4896
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	A0552BC H MILLARD, ACRES 17.22
Legal Subdivision	H MILLARD
Legal Block	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	20302

Owner

Source: Bell County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	201 SANTA FE WAY, 103, TEMPLE, TX 76501-4261
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 10, 2018	Warranty Deed, Transfer CENTRAL LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2025
Deed Sale	Mar 31, 2025
Prior Sale	Jul 10, 2018
Deed Document Number	202514836
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7114 OLD HOWARD RD, TEMPLE, TX 76504-4896
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7114 OLD HOWARD RD, TEMPLE, TX 76504-4896

Mortgage

Document Number	0000021177
Date	May 17, 2023
Instrument	2023021177

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.98%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.9%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 10, 2018
Property Address	7114 OLD HOWARD RD, TEMPLE, TX 76504-4896
Document Number	0000028504
Instrument Date	Jul 9, 2018
Instrument	28504
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	CENTRAL LAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	797 MORGANS POINT RD BELTON TX 765136818, BELTON, TX 76513-6818

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (+9.72%)	$280,306 (-47.04%)	$560,035 (+5.81%) Land $246,838 Building $313,197
2023	$864.00 (-58.26%) Homeowner's exemption Senior Citizen's exemption	$529,264 Land $210,497 Building $318,767	$529,264 Land $210,497 Building $318,767
2022	$2,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

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