7114 Emerald Spring Loop, New Port Richey, FL 34653 Property Records

Pasco County property record for 7114 Emerald Spring Loop, New Port Richey, FL 34653

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,870 sqft · built 2022
Lot Size	0.134 acres (5,819 sqft)
Owner	2 Individual Names on File
Last Sale	$396,000 (Mar 2023)
Tax Bill	$8,349 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-26-16-0160-00200-0030`

Property Details

APN / Parcel Number

Primary APN	`21-26-16-0160-00200-0030`
Alternative APNs	`1626210160002000030` `4180814`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,870 sqft Living Area
Gross Area	2,311 sqft
1st Floor Area	783 sqft
Upper Floors Area	1,087 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,819 sqft (0.134 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	525 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7114 EMERALD SPRING LOOP
City	NEW PORT RICHEY
State	FL
Zip	34653-6961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	COPPERSPRING PHASE 1 PB 78 PG 137 BLOCK 2 LOT 3
Legal Subdivision	COPPERSPRING
Legal Tract	160
Legal Block	2
Legal Lot Number	3
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1021
Census Tract	31505

Owner

7114 Emerald Spring Loop is owned and occupied by two individuals who bought it in March 2023.

Source: Pasco County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7114 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 9, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Sep 9, 2022 · Amount on File
Deed Document Number	202350555
Deed Book / Page	10786 / 2675
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 23, 2023
Property Address	7114 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6961
Document Number	0107862675
Book / Page	10786 / 2675
Map Reference	MB 78 PG 137
Instrument Date	Mar 20, 2023
Instrument	2023050555
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	LEGAL TITLE EXCHANGE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,772.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7114 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7114 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6961

Mortgage

Document Number	0107862676
Date	Mar 23, 2023
Instrument	10786/2676

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0107862695
Date	Mar 23, 2023
Book Page	10786/2695
Instrument	2023050557

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 9, 2022
Property Address	7114 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6961
Document Number	0106872392
Book / Page	10687 / 2392
Map Reference	MB 78 PG 137
Instrument Date	Aug 31, 2022
Instrument	2022198937
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,547.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 CYPRESS TREE DR # 200, 200, TAMPA, FL 33624-6339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7114 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6961

Mortgage

Document Number	0106872396
Date	Sep 9, 2022
Instrument	10687/2396

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 7114 Emerald Spring Loop was $8,349 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,957 (-4.79%) Land $68,839 Building $253,118	$321,957 (-4.79%) Land $68,839 Building $253,118
2025	$8,349.00 Homeowner's exemption	$338,147 Land $68,839 Building $269,308	$338,147 Land $68,839 Building $269,308
2023	$6,461.00 (+137.36%) Additional exemption filed	$266,600 (+627.22%) Land $43,992 Building $222,608	$296,550 (+708.92%) Land $43,992 Building $252,558
2022	$2,722.00	$36,660	$36,660 Land $36,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7114 Emerald Spring Loop in Zone X, an area of minimal flood risk, though there have been 143 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 248 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	248 in force
Nearby Flood Claims	143 (1985–2024)
Claims Outside the SFHA	6 of 143
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Tropical Storm Debby, Jul 2012 · 36 claims Hurricane Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7114 Emerald Spring Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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