7113 Pointer Ridge Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 7113 Pointer Ridge Rd, Midlothian, VA 23112 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,520 sqft Finished Area
Lot Size	13,329 sqft (0.306 acres)
Garage	280 sqft
Occupancy	Owner Occupied
Tax Bill	$3,093.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`731-67-09-97-900-000`
Alternative APNs	`076050300000001` `186901001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,520 sqft Finished Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	13,329 sqft (0.306 acres)
Parking Spaces	1 Parking Spaces
Garage Area	280 sqft Garage

Exterior Amenities

Balcony Area	14 sqft Balcony
Deck Area	270 sqft Deck
Patio Area	270 sqft Patio
Porch Area	274 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	186901001
Street Address	7113 POINTER RIDGE RD
City	MIDLOTHIAN
State	VA
Zip	23112-1981
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPRING TRACE LOT 1 SEC A
Legal Subdivision	SPRING TRACE
Legal Lot Number	1
Jurisdiction	CHESTERFIELD VA
Minor Civil Division	MATOACA
Census Blockgroup	1
Census Block	1006
Census Tract	101012

Owner

Source: Chesterfield County records · APN 731-67-09-97-900-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7113 POINTER RIDGE RD, MIDLOTHIAN, VA 23112-1981
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	7113 POINTER RIDGE RD, MIDLOTHIAN, VA 23112-1981
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014168-123
Date	Dec 28, 2022
Book Page	14168/123
Instrument	2022051805

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	898 Months
Due	Oct 25, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.6%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Feb 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Margin	5

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,093.00 (+73.67%)	$344,800 (+3.3%) Land $61,800 Building $283,000	$344,800 (+3.3%) Land $61,800 Building $283,000
2025		$333,800 (+12.39%) Land $58,900 Building $274,900	$333,800 (+12.39%) Land $58,900 Building $274,900
2023	$1,781.00	$297,000 Land $54,200 Building $242,800	$297,000 Land $54,200 Building $242,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.