Montgomery County property record for 7113 45th St, Chevy Chase, MD 20815
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,199 sqft · built 2000 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $979,000 (May 2001) |
| Tax Bill | $22,437 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00472046 |
| Primary APN | 07-00472046 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,199 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Multi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Pool Area | 600 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 98 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00472046 |
|---|---|
| Street Address | 7113 45TH ST |
| City | CHEVY CHASE |
| State | MD |
| Zip | 20815-6034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | WARRENS ADD TO CHEVY CHASE SEC 8 |
| Legal Subdivision | CHEVY CHASE |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 705400 |
7113 45th St is owner-occupied and held in a trust since October 2023.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7113 45TH ST, CHEVY CHASE, MD 20815-6034 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2023 | Intrafamily Transfer, Transfer |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU |
| Nov 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2001 · Amount on File |
| Deed Sale | May 30, 2001 · Amount on File |
| Prior Sale | Jun 29, 2000 · Amount on File |
| Deed Document Number | 2001209011 |
| Deed Book / Page | 19217 / 627 |
| Last Transfer Date | Oct 23, 2023 |
| Transfer Doc | 0674920088 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 25, 2023 |
| Property Address | 7113 45TH ST, CHEVY CHASE, MD 20815-6034 |
| Document Number | 0674920088 |
| Book / Page | 67492 / 88 |
| Map Reference | MB 2 PL 193 |
| Instrument Date | Oct 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7113 45TH ST, CHEVY CHASE, MD 20815-6034 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7113 45TH ST, CHEVY CHASE, MD 20815-6034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7113 45TH ST, CHEVY CHASE, MD 20815-6034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0585660305 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 58566/305 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 27, 2019 |
| Property Address | 7113 45TH ST, CHEVY CHASE, MD 20815-6034 |
| Document Number | 0585950361 |
| Book / Page | 058595 / 000361 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7113 45TH ST CHEVY CHASE MD 208156034, CHEVY CHASE, MD 20815-6034 |
The 2025 property tax bill for 7113 45th St was $22,437, down 1.7% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Chevy Chase Town |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,070,900 (+5.52%) | $2,287,500 (+16.55%) Land $987,400 Building $1,300,100 | |
| 2025 | $22,437.00 (-1.73%) | $1,962,600 Land $897,500 Building $1,065,100 | $1,962,600 Land $897,500 Building $1,065,100 |
| 2024 | $22,832.00 | ||
| 2023 | $1,922,800 | $1,962,600 Land $897,500 Building $1,065,100 | |
| 2022 | $20,770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7113 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7113 45th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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