7112 E Bay Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7112 E Bay Blvd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,186 sqft · built 1996
Lot Size	1.66 acres (72,527 sqft)
Owner	2 Owner Names on Record
Last Sale	$350,000 (Jul 2008)
Tax Bill	$2,662 (2024)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-2S-27-0000-01740-0000`

Property Details

APN / Parcel Number

Primary APN	`02-2S-27-0000-01740-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,186 sqft Heated Area
Gross Area	3,428 sqft
1st Floor Area	2,580 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	72,527 sqft (1.66 acres)
Lot Dimensions	7,400 ft deep x 980 ft wide
Garage Area	394 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	286 sqft
Deck Area	562 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	022S270000017400000
Street Address	7112 E BAY BLVD
City	NAVARRE
State	FL
Zip	32566-9013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM SW COR LOT 1 BLK A SANDPIP ER SUB TH N4340'19W 475 FT TO POB TH CONT 95 FT ALG R/W TH N3152'54*E 720.35 TO PT F TH CONT
Legal Range	27W
Legal Township	02S
Legal Section	02
Legal Subdivision	SANDPIPER COVE SUB
Legal Block	A
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2001
Census Tract	10802

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	7112 E BAY BLVD, NAVARRE, FL 32566-9013
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2008 · Amount on Record
Deed Sale	Jul 31, 2008 · Amount on Record
Deed Document Number	200830294
Deed Book / Page	2845 / 1737
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7112 E BAY BLVD, NAVARRE, FL 32566-9013
Document Number	0039351697
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7112 E BAY BLVD NAVARRE FL 325669013, NAVARRE, FL 32566-9013

Mortgage

Document Number	0039351697
Date	Apr 3, 2020
Book Page	003935/001697
Instrument	16216

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,662.00 (+2.27%) Homeowner's exemption	$255,638 (+3%)	$517,851 (+1.32%) Land $245,388 Building $272,463
2023	$2,603.00 (+3.21%) Homeowner's exemption	$248,192 (+3.42%)	$511,107 (+5.23%) Land $245,388 Building $265,719
2022	$2,522.00 Homeowner's exemption	$239,992	$485,708 Land $226,512 Building $259,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	64 (1995–2020)
Claims Outside the SFHA	15 of 64
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims Hurricane Frances, Sep 2004 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20