7112 91st St E, Palmetto, FL 34221 Property Records

Manatee County property record for 7112 91st St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,719 sqft · built 1995
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2018)
Tax Bill	$2,826 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6490-2650-7`

Property Details

APN / Parcel Number

Primary APN	`6490-2650-7`
Alternative APNs	`331822649026507` `0649026507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	1,719 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,585 sqft (0.243 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Pool Area	324 sqft
Porch	Screened Porch
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0649026507
Street Address	7112 91ST ST E
City	PALMETTO
State	FL
Zip	34221-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 30 REGENCY OAKS PHASE I PI#6490.2650/7
Legal Range	18E
Legal Township	33S
Legal Section	22
Legal Subdivision	REGENCY OAKS PHASE I
Legal Tract	00649000
Legal Lot Number	30
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	4
Census Block	4000
Census Tract	1916

Owner

7112 91st St E is owned and occupied by two individuals who bought it in August 2018.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7112 91ST ST E, PALMETTO, FL 34221-9246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Aug 8, 2018	Warranty Deed, Transfer · VA Mortgage HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	Oct 3, 2016 · Amount on File
Deed Document Number	201880894
Deed Book / Page	2742 / 197
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7112 91ST ST E, PALMETTO, FL 34221-9246
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041023057
Date	Feb 18, 2022
Instrument	202241023057

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 8, 2018
Property Address	7112 91ST ST E, PALMETTO, FL 34221-9246
Document Number	0027240197
Book / Page	002724 / 000197
Instrument Date	Aug 7, 2018
Instrument	41080894
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7112 91ST ST E PALMETTO FL 342219246, PALMETTO, FL 34221-9246

Mortgage

Document Number	27420198
Date	Aug 8, 2018
Book Page	002742/000198
Instrument	41080895

Lender

Name	HANCOCK WHITNEY BK
Address	GULFPORT, MS 39502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,637 (+2.7%)	$312,966 (-1.31%) Land $40,800 Building $272,166
2025		$243,074	$317,125 Land $40,800 Building $276,325
2024	$2,826.00 (+1.69%)
2023	$2,779.00 (+3.08%) Homeowner's exemption	$229,344 (+3%)	$355,914 (+14.75%) Land $40,800 Building $315,114
2022	$2,696.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$222,664	$310,168 Land $40,000 Building $270,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7112 91st St E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 276 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	276 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7112 91st St E is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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