7110 STELLA LN UNIT 16, 16, CARMICHAEL, CA 95608-2581
Document Number
0000000729
Map Reference
MB 154 MAP 7
Instrument Date
May 11, 2022
Instrument
2022051600729
Transaction Type
Transfer
Record Updated
May 27, 2022
Title Company
CHICAGO TITLE COMPANY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7110 STELLA LN UNIT 16, 16, CARMICHAEL, CA 95608-2581
Mortgage
Document Number
0000000730
Date
May 16, 2022
Instrument
2022051600730
Lender
Name
CALIFORNIA LOAN ASSOCIATES INC
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2052
January 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Jan 28, 2019
Property Address
7110 STELLA LN UNIT 16, 16, CARMICHAEL, CA 95608-2581
Document Number
1901280920
Instrument Date
Jan 18, 2019
Instrument
1901280920
Transaction Type
Transfer
Record Updated
Feb 8, 2019
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
7110 STELLA LN #16 CARMICHAEL CA 956082581, 16, CARMICHAEL, CA 95608-2581
January 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Jan 28, 2019
Property Address
7110 STELLA LN UNIT 16, 16, CARMICHAEL, CA 95608-2581
Document Number
1901280921
Instrument Date
Dec 17, 2018
Instrument
1901280921
Transaction Type
Transfer
Record Updated
Feb 12, 2019
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$198.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
7110 STELLA LN #16 CARMICHAEL CA 956082581, 16, CARMICHAEL, CA 95608-2581
Mortgage
Document Number
1901280922
Date
Jan 28, 2019
Instrument
1901280922
Lender
Name
GUILD MTG
Type
Mortgage Company
Address
SAN DIEGO, CA 92111
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Jan 27, 2049
November 2017: Quit Claim Deed, Mortgage
Document Type
Quit Claim Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Nov 16, 2017
Property Address
7110 STELLA LN UNIT 16, 16, CARMICHAEL, CA 95608-2581
Document Number
1711161133
Instrument Date
Nov 9, 2017
Instrument
1711161133
Transaction Type
Mortgage
Record Updated
Aug 28, 2018
Title Company
OS NATIONAL LLC
Transaction
Tax
$0.00
Additional
Quitclaim
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Limited Partnership
Address
1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657
Mortgage
Document Number
1711161134
Date
Nov 16, 2017
Instrument
1711161134
Lender
Name
GERMAN AM CAP
Type
Funding / Finance Company
Address
60 WALL ST # 10TH, NEW YORK, NY 10005-2836
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 7110 Stella Ln, Unit 16 was $3,988, up 2.2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Unified School District
San Juan Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$335,551 (+2%)Land $100,665Building $234,886
2025
$3,988.00 (+2.15%)
$328,973Land $98,692Building $230,281
2024
$3,904.00 (+1.61%)
2023
$3,842.00 (+66.75%)
$316,200Land $94,860Building $221,340
2022
$2,304.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 7110 Stella Ln, Unit 16 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
2 (1995–1998)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Mar 1998 · Severe Winter Storms And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 7110 Stella Ln, Unit 16 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source
Groundwater influenced by surface water
Last State Inspection
Jul 2024
Lead
Under 1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 2,000
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area