711 Willard St, Covington, KY 41011 Property Records

Kenton County property record for 711 Willard St, Covington, KY 41011

Property Summary

Property Type	Parking Garage, Parking Structure
Details	815 sqft
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2020)
Tax Bill	$265 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-21-05-006.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-05-006.00`

Interior

Building Area	815 sqft Total Area

Exterior

Foundation Type	Stone
Roof Material	Metal
Lot Area	2,000 sqft (0.046 acres)
Lot Dimensions	80 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	711 WILLARD ST
City	COVINGTON
State	KY
Zip	41011-1358
Property Category	Commercial
Property Type	Commercial > Retail > Parking Garage, Parking Structure
Legal Description	GREERS ADDN BLK 37 LOT 11 25'X 80'
Legal Subdivision	GREERS ADDN
Legal Phase	37
Legal Block	37
Legal Lot Number	11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1013
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

711 Willard St, a commercial property, is owned by an individual who bought it in May 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	713 WILLARD ST, COVINGTON, KY 41011-1358
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 13, 2020	Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Prior Sale	Sep 22, 2015 · Amount on File
Deed Document Number	20205900034
Deed Book / Page	21 / 134
Prior Transfer Date	May 11, 2020
Prior Transfer Doc	0000000034
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	711 WILLARD ST, COVINGTON, KY 41011-1358
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900317
Date	Feb 9, 2022
Book Page	336/209
Instrument	22020905900317

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 13, 2020
Property Address	711 WILLARD ST, COVINGTON, KY 41011-1358
Document Number	0000000034
Book / Page	000021 / 000134
Instrument Date	May 11, 2020
Instrument	34
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711-713 WILLARD ST COVINGTON KY 410111358, COVINGTON, KY 41011-1358

Mortgage

Document Number	35
Date	May 13, 2020
Book Page	000M43/000688
Instrument	35

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 711 Willard St was $265.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,000 (-) Land $10,000 Building $10,000	$20,000 (-) Land $10,000 Building $10,000
2025	$265.00	$20,000 Land $5,000 Building $15,000	$20,000 Land $5,000 Building $15,000
2023	$266.00 (+0.76%)	$20,000 (-) Land $5,000 Building $15,000	$20,000 (-) Land $5,000 Building $15,000
2022	$264.00	$20,000 Land $5,000 Building $15,000	$20,000 Land $5,000 Building $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 711 Willard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 711 Willard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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