711 Saint Thomas Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 711 Saint Thomas Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1939
Lot Size	0.14 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$93,500 (Nov 2020)
Tax Bill	$1,540 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34.180.2940`

Property Details

APN / Parcel Number

Primary APN	`34.180.2940`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	660 sqft Living Area
1st Floor Area	660 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	711 SAINT THOMAS AVE
City	ALBERT LEA
State	MN
Zip	56007-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ADDITION LOT-014 BLOCK-015 LOT 14 BLK 15 HOME ADDITION
Legal Subdivision	HOME ADDITION
Legal Block	15
Legal Lot Number	14
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2010
Census Tract	180500

Owner

711 Saint Thomas Ave is owned and occupied by an individual who bought it in November 2020.

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	711 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Dec 8, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Nov 17, 2020	Warranty Deed, Transfer
Jul 26, 2019	Deed, Transfer · Commercial Mortgage HOME FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Jul 26, 2019 · Amount on File
Deed Document Number	2020V1187404
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	711 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3743
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A525916
Date	Feb 10, 2017
Instrument	A525916

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 8, 2022

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	711 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3743
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A545856
Date	Dec 8, 2020
Instrument	A545856

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Nov 17, 2020
Property Address	711 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3743
Document Number	CRV1187404
Instrument Date	Nov 17, 2020
Instrument	CRV1187404
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4649 138TH ST SE, 4649, BLOOMING PRAIRIE, MN 55917-7944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3743

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Jul 26, 2019
Property Address	711 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3743
Document Number	0CRV990588
Instrument Date	Jul 26, 2019
Instrument	CRV990588
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1712 1 2 SE MARSHALL ST, 1712, ALBERT LEA, MN 56007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 138TH ST SE, BLOOMING PRAIRIE, MN 55917-7944
Investor	Possibly a Property Investor

Mortgage

Document Number	000A538674
Date	Aug 7, 2019
Instrument	A538674

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 26, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 711 Saint Thomas Ave was $1,540 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,540.00 Homeowner's exemption	$100,100 Land $20,600 Building $79,500	$100,100 Land $20,600 Building $79,500
2025	$1,540.00
2023	$932.00 Homeowner's exemption	$86,400 Land $8,200 Building $78,200	$86,400 Land $8,200 Building $78,200
2020	$460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 711 Saint Thomas Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 711 Saint Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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