711 S Terrace St, Temple, TX 76501 Property Records

Bell County property record for 711 S Terrace St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1,028 sqft · built 2022
Lot Size	0.123 acres (5,350 sqft)
Owner	Individual Name on Record
Last Sale	$218,165 (Jun 2023)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0035990000`

Property Details

APN / Parcel Number

Primary APN	`0035990000`
Alternative APNs	`125223` `86341`

Interior

Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,350 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	711 S TERRACE ST
City	TEMPLE
State	TX
Zip	76501-6139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	CRESTVIEW, BLOCK 016, LOT 0006
Legal Subdivision	CRESTVIEW
Legal Block	16
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3064
Census Tract	20800

Owner

Source: Bell County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	711 S TERRACE ST, TEMPLE, TX 76501-6139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Jun 26, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Aug 5, 2021	Vendor's Lien, Transfer · Line of Credit INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	202327985
Prior Transfer Date	Jul 19, 2021
Prior Transfer Doc	0000050503
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Sep 16, 2026
Property Address	711 S TERRACE ST, TEMPLE, TX 76501-6139
Document Number	0000046716
Instrument Date	Sep 11, 2026
Instrument	202646716
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 S TERRACE ST, TEMPLE, TX 76501-6139
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046716,
Date	Sep 16, 2026
Instrument	202646716

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	711 S TERRACE ST, TEMPLE, TX 76501-6139
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	CARLISLE TITLE/TX LLC, CARLISLE TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032838
Date	Jul 25, 2023
Instrument	2023032838

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Jun 23, 2026

June 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 26, 2023
Property Address	711 S TERRACE ST, TEMPLE, TX 76501-6139
Document Number	0000027985
Map Reference	VOL 511 PG 411
Instrument Date	Jun 23, 2023
Instrument	2023027985
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023
Title Company	CARLISLE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 S TERRACE ST, TEMPLE, TX 76501-6139
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027986
Date	Jun 26, 2023
Instrument	2023027986

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000027987
Date	Jun 26, 2023
Instrument	2023027987

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 5, 2021
Property Address	711 S TERRACE ST, TEMPLE, TX 76501-6139
Document Number	0000050503
Map Reference	VOL 511 PG 411
Instrument Date	Jul 19, 2021
Instrument	2021050503
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CARLISLE TITLE/TX LLC, CARLISLE TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050504
Date	Aug 5, 2021
Instrument	2021050504

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,048.00 (-45.08%)	$215,247 (-11.09%) Land $22,470 Building $192,777	$215,247 (-11.09%) Land $22,470 Building $192,777
2023	$5,550.00 (+1,787.76%)	$242,082 (+1,867.35%) Land $18,725 Building $223,357	$242,082 (+1,867.35%) Land $18,725 Building $223,357
2022	$294.00	$12,305 Land $12,305	$12,305 Land $12,305

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, SOS Communications, T-Mobile.

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