711 Ruby Way, White Bluff, TN 37187 Property Records

Dickson County property record for 711 Ruby Way, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,386 sqft · built 2019
Lot Size	0.418 acres (18,228 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2023)
Tax Bill	$1,665 (2022)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022099G C 05400`

Property Details

APN / Parcel Number

Primary APN	`022099G C 05400`
Alternative APN	`099G C 05400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Siding
Lot Area	18,228 sqft (0.418 acres)
Lot Dimensions	147 ft deep x 124 ft wide
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	711 RUBY WAY
City	WHITE BLUFF
State	TN
Zip	37187-4864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE BLUFF HILLS SEC D 254 124.31 X 147.23 IRR
Legal Subdivision	WHITE BLUFF HILLS SEC D
Legal Lot Number	254 124
Jurisdiction	DICKSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2048
Census Tract	60300

Owner

711 Ruby Way is owned and occupied by an individual who bought it in November 2023.

Source: Dickson County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	711 RUBY WAY, WHITE BLUFF, TN 37187-4864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTY HOME MORTGAGE CORP
Jan 13, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST FED'L SVGS BK
Jul 10, 2018	Warranty Deed, Subdivision Related Transfer BANKERS TITLE AND ESCROW DICKSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Jul 10, 2020 · Amount on File
Deed Document Number	358856
Deed Book / Page	V1564 / 2101
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Nov 1, 2023
Property Address	711 RUBY WAY, WHITE BLUFF, TN 37187-4864
Document Number	0V15642101
Book / Page	V1564 / 2101
Map Reference	CAB H SL 122&123
Instrument Date	Oct 26, 2023
Instrument	358856
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 RUBY WAY, WHITE BLUFF, TN 37187-4864

Mortgage

Document Number	0000358857
Date	Nov 1, 2023
Instrument	358857

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Jul 10, 2020
Property Address	CASSIE LN, WHITE BLUFF, TN 37187
Document Number	00V1447399
Book / Page	V1447 / 399
Map Reference	CAB H SL 122&123
Instrument Date	Jul 9, 2020
Instrument	314533
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	BANKERS T&E DICKSON LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 ROBERT ROSE DR, MURFREESBORO, TN 37129-6337

Mortgage

Document Number	0000314534
Date	Jul 10, 2020
Instrument	314534

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Recording Date	Jan 13, 2020
Property Address	CASSIE LN, WHITE BLUFF, TN 37187
Document Number	V1417654
Book / Page	001417 / 000654
Instrument Date	Jan 3, 2020
Instrument	307932
Transaction Type	Construction Loan
Record Updated	Feb 5, 2020
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CASSIE LN WHITE BLUFF TN 37187, WHITE BLUFF, TN 37187

Mortgage

Document Number	V1417654
Date	Jan 13, 2020
Book Page	001417/000654
Instrument	307932

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	DICKSON, TN 37055

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 12, 2025

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Jul 10, 2018
Property Address	CASSIE LN, WHITE BLUFF, TN 37187
Document Number	V1343190
Book / Page	001343 / 000190
Instrument Date	Jul 9, 2018
Instrument	289650
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2018
Title Company	BANKERS TITLE AND ESCROW DICKSON

Transaction

Amount	Amount on Record
Tax	$203.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 PLEASANT RUN RD SMYRNA TN 371675180, SMYRNA, TN 37167-5180

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,625 Land $22,425 Building $71,200
2024			$374,500 Land $89,700 Building $284,800
2022	$1,665.00	$56,450 Land $5,875 Building $50,575	$225,800 Land $23,500 Building $202,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 711 Ruby Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 711 Ruby Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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