Houston County property record for 711 E Elm St, Houston, MN 55943
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,438 sqft · built 2021 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $109,800 (Jan 2022) |
| Tax Bill | $4,622 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 24.0600.000 |
| Primary APN | 24.0600.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,438 sqft Living Area |
| 1st Floor Area | 1,806 sqft |
| Attic | Attic |
| Attic Area | 632 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 119 ft deep x 75 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 711 E ELM ST |
|---|---|
| City | HOUSTON |
| State | MN |
| Zip | 55943-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-33 TWP-104 RANGE-006 HOLTY ADDITION LOT-999 BLOCK-001 PT LOT 1 BLOCK 1 HOLTY ADDITION DOC 303092; EX DOC 304319; DOC 304 |
| Legal Range | 06 |
| Legal Township | 104 |
| Legal Section | 33 |
| Legal Subdivision | HOLTY ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20300 |
711 E Elm St is owned and occupied by two individuals who bought it in January 2022.
Source: Houston County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 711 E ELM ST, HOUSTON, MN 55943-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ESB BANK |
| Aug 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ESB BANK |
| Jul 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ESB BANK |
| Sep 13, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 13, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on File |
| Deed Sale | Jan 24, 2022 · Amount on File |
| Deed Document Number | 2022305871 |
| Prior Transfer Date | Sep 3, 2021 |
| Prior Transfer Doc | 000A304319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 711 E ELM ST, HOUSTON, MN 55943-2812 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A307757 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | A307757 |
| Name | ESB BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 711 E ELM ST, HOUSTON, MN 55943-2812 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A303766 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | A303766 |
| Name | ESB BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Sep 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 711 E ELM ST, HOUSTON, MN 55943-2812 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A307451 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | A307451 |
| Name | ESB BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Sep 13, 2021 |
| Property Address | 711 E ELM ST, HOUSTON, MN 55943-2812 |
| Document Number | 000A304320 |
| Instrument Date | Sep 3, 2021 |
| Instrument | A304320 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 711 E ELM ST, HOUSTON, MN 55943-2812 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Sep 13, 2021 |
| Property Address | 711 E ELM ST, HOUSTON, MN 55943-2812 |
| Document Number | 000A304319 |
| Instrument Date | Sep 3, 2021 |
| Instrument | A304319 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 711 E ELM ST, HOUSTON, MN 55943-2812 |
The 2026 property tax bill for 711 E Elm St was $4,622 with a homeowner's exemption.
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| Municipality | Houston City |
| Unified School District | Houston Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,622.00 Homeowner's exemption | $263,200 (-) Land $24,700 Building $238,500 | $263,200 (-) Land $24,700 Building $238,500 |
| 2025 | $4,622.00 Homeowner's exemption | $263,200 Land $24,700 Building $238,500 | $263,200 Land $24,700 Building $238,500 |
| 2023 | $1,882.00 Homeowner's exemption | $236,300 Land $14,100 Building $222,200 | $236,300 Land $14,100 Building $222,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 711 E Elm St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1978–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 711 E Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Houston serves 997 people · EPA ID MN1280005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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