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7109 Rock Creek Dr, Frederick, MD 21702 Property Records

Frederick County property record for 7109 Rock Creek Dr, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,245 sqft · built 1958
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Tax Bill$3,515 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN24-449521

Property Details

APN / Parcel Number

Primary APN24-449521
Alternative APN
  • 449521

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,245 sqft Living Area
Gross Area1,641 sqft
1st Floor Area1,245 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number449521
Street Address7109 ROCK CREEK DR
CityFREDERICK
StateMD
Zip21702-3645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 100 X 200 E/S ROCK CRK. DR.
Legal SubdivisionCENTER AT MONOCACY
Legal Lot Number13
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1004
Census Tract750507

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7109 ROCK CREEK DR, FREDERICK, MD 21702-3645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 6, 2022Intrafamily Transfer, Transfer · VA Mortgage
TJC MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2022
Deed SaleJan 6, 2022
Prior SaleMar 7, 2002 · Amount on Record
Deed Book / Page15635 / 202
Prior Transfer DateFeb 28, 2020
Prior Transfer Doc0156350202
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7109 ROCK CREEK DR, FREDERICK, MD 21702-3645
Transaction TypeMortgage
Record UpdatedJan 27, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156480470
DateJan 11, 2022
Book Page15648/470
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term349 Months
DueFeb 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateJan 6, 2022
Property Address7109 ROCK CREEK DR, FREDERICK, MD 21702-3645
Document Number0156350202
Book / Page15635 / 202
Instrument DateFeb 28, 2020
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7109 ROCK CREEK DR, FREDERICK, MD 21702-3645

Mortgage

Document Number0015635211
DateJan 6, 2022
Instrument15635/211
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term339 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$321,600 (+8.26%) Land $115,000 Building $206,600$321,600 (-) Land $115,000 Building $206,600
2025$3,515.00 (+6.07%) Homeowner's exemption$297,067 (+19.79%)$321,600 (+29.68%) Land $115,000 Building $206,600
2024$3,314.00 (+8.51%)
2023$3,054.00 Homeowner's exemption$248,000 Land $82,900 Building $165,100$248,000 Land $82,900 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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