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7109 Peppermill Ln, Spring Mill (Louisville), KY 40228 Property Records

Louisville/Jefferson County Metro Government property record for 7109 Peppermill Ln, Spring Mill, KY 40228 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,900 sqft · built 1969
Lot Size0.22 acres (9,614 sqft)
Owner2 Individual Names on File
Last Sale$192,000 (Feb 2019)
Tax Bill$2,560 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23098900260000

Property Details

APN / Parcel Number

Primary APN23098900260000
Alternative APNs
  • 098900260000
  • 00225867

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,900 sqft Finished Area
Basement Area950 sqft Basement
Stories2 Stories
FlooringCovered
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,614 sqft (0.22 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area437 sqft Garage
Patio Area40 sqft Patio

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00225867
Street Address7109 PEPPERMILL LN
CitySPRING MILL
StateKY
Zip40228-1617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 SPRING MILL SUB, SEC 1, PB.24 PG.24; 0.2207 AC +/-
Legal SubdivisionSPRING MILLS
Legal Lot Number26
JurisdictionJEFFERSON KY
Township / Civil DivisionCENTRAL JEFFERSON
Census Block Group2
Census Block2011
Census Tract11522

Owner

Source: Louisville/Jefferson County Metro Government records · APN 23098900260000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7109 PEPPERMILL LN, LOUISVILLE, KY 40228-1617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 21, 2019Warranty Deed, Transfer · Line of Credit
CHURCHILL MTG
Sep 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2019 · Amount on Record
Deed SaleFeb 21, 2019 · Amount on Record
Prior SaleSep 25, 2018
Deed Document Number0011352194
Deed Book / Page11352 / 194
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7109 PEPPERMILL LN, SPRING MILL, KY 40228-1617
Transaction TypeMortgage
Record UpdatedSep 19, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address7109 PEPPERMILL LN, LOUISVILLE, KY 40228-1617

Mortgage

Document Number0000178326
DateSep 06, 2023
Book PageM 18626/327
Instrument2023178326
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7109 PEPPERMILL LN, SPRING MILL, KY 40228-1617
Transaction TypeMortgage
Record UpdatedMar 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000105056
DateApr 30, 2021
Book Page17348/328
Instrument2021105056
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateFeb 21, 2019
Property Address7109 PEPPERMILL LN, SPRING MILL, KY 40228-1617
Document Number0113520194
Book / Page011352 / 000194
Instrument DateFeb 15, 2019
Instrument38678
Transaction TypeTransfer
Record UpdatedMar 05, 2019
Title CompanyAMERICAN HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$192.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7109 PEPPERMILL LN LOUISVILLE KY 402281617, LOUISVILLE, KY 40228-1617

Mortgage

Document Number158550897
DateFeb 21, 2019
Book Page015855/000897
Instrument38679
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 20, 2049
Interest
Rate TypeAdjustable Rate

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON KY
Recording DateSep 25, 2018
Property Address7109 PEPPERMILL LN, SPRING MILL, KY 40228-1617
Document Number0112530771
Book / Page011253 / 000771
Instrument DateApr 25, 2018
Instrument228160
Transaction TypeTransfer
Record UpdatedOct 09, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7109 PEPPERMILL LN LOUISVILLE KY 402281617, LOUISVILLE, KY 40228-1617

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalitySpring Mill City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,560.00 (+14.29%)$228,440 (+20.12%) Land $40,000 Building $188,440
2024$228,440 (+20.12%) Land $40,000 Building $188,440
2023$2,240.00 (-0.31%)$190,170 (-) Land $40,000 Building $150,170$190,170 (-) Land $40,000 Building $150,170
2022$2,247.00$190,170 Land $40,000 Building $150,170$190,170 Land $40,000 Building $150,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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