Spokane County property record for 7109 N Pine Rock St, Spokane, WA 99208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,940 sqft · built 1998 |
| Lot Size | 0.174 acres (7,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (Apr 2008) |
| Tax Bill | $4,037 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26272.0216 |
| Primary APN | 26272.0216 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 2,384 sqft |
| 1st Floor Area | 1,116 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,590 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 220 sqft |
| Patio Area | 570 sqft |
| Canopy | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7109 N PINE ROCK ST |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99208-9083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | WIND RIVER VILLAGE LT 16 BLK 2 |
| Legal Range | 42E |
| Legal Township | 26N |
| Legal Section | 27 |
| Legal Subdivision | WIND RIVER VILLAGE |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10601 |
7109 N Pine Rock St is owned and occupied by an individual who bought it in April 2008.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7109 N PINE ROCK ST, SPOKANE, WA 99208-9083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 28, 2021 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU |
| Feb 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Jun 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2008 · Amount on File |
| Deed Sale | Apr 17, 2008 · Amount on File |
| Prior Sale | Jul 14, 1998 · Amount on File |
| Deed Document Number | 20085664913 |
| Prior Transfer Date | Feb 22, 2007 |
| Prior Transfer Doc | 0005504334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7109 N PINE ROCK ST, SPOKANE, WA 99208-9083 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007182379 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 7182379 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7109 N PINE ROCK ST, SPOKANE, WA 99208-9083 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007093339 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 7093339 |
| Name | SPOKANE TEACHER CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7109 N PINE ROCK ST, SPOKANE, WA 99208-9083 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006681421 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 6681421 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OWINGS MILLS, MD 21117 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7109 N PINE ROCK ST, SPOKANE, WA 99208-9083 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006928252 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 6928252 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 7109 N Pine Rock St was $4,037, up 4.1% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,037.00 (+4.07%) | $389,700 (-1.37%) Land $95,000 Building $294,700 | $389,700 (-1.37%) Land $95,000 Building $294,700 |
| 2025 | $3,879.00 | $395,100 (-4.68%) Land $95,000 Building $300,100 | $395,100 (-4.68%) Land $95,000 Building $300,100 |
| 2024 | $414,500 (+41.9%) Land $90,000 Building $324,500 | $414,500 (+41.9%) Land $90,000 Building $324,500 | |
| 2023 | $4,053.00 (+18.61%) | $292,100 Land $45,000 Building $247,100 | $292,100 Land $45,000 Building $247,100 |
| 2022 | $3,417.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7109 N Pine Rock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7109 N Pine Rock St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 67% of Washington |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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