7109 N Monroe St, Spokane, WA 99208 Property Records

Spokane County property record for 7109 N Monroe St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,169 sqft · built 1955
Lot Size	0.227 acres (9,891 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2023)
Tax Bill	$3,996 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36302.2216`

Property Details

APN / Parcel Number

Primary APN	`36302.2216`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,169 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	1,269 sqft
Basement Area	1,259 sqft
Finished Basement	900 sqft
Unfinished Basement	359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,891 sqft (0.227 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7109 N MONROE ST
City	SPOKANE
State	WA
Zip	99208-6238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	TOWN & COUNTRY L16 B8
Legal Range	43E
Legal Township	26N
Legal Section	30
Legal Subdivision	TOWN & COUNTRY
Legal Block	8
Legal Lot Number	16
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1017
Census Tract	11000

Owner

7109 N Monroe St is owned by an individual who bought it in July 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	6111 N BELT ST, SPOKANE, WA 99205-6913
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Nov 21, 2019 · Amount on File
Deed Document Number	20237294744
Prior Transfer Date	Dec 16, 2009
Prior Transfer Doc	0005875832
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 7, 2023
Property Address	7109 N MONROE ST, SPOKANE, WA 99208-6238
Document Number	0007294744
Map Reference	VOL 3 PG 98
Instrument Date	Jul 5, 2023
Instrument	7294744
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6111 N BELT ST, SPOKANE, WA 99205-6913
Investor	Possibly a Property Investor

Mortgage

Document Number	0007294745
Date	Jul 7, 2023
Instrument	7294745

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7109 N MONROE ST, SPOKANE, WA 99208-6238
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006607457
Date	May 30, 2017
Instrument	6607457

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 21, 2019
Property Address	7109 N MONROE ST, SPOKANE, WA 99208-6238
Document Number	0006866517
Map Reference	VOL 3 PG 98
Instrument Date	Nov 12, 2019
Instrument	6866517
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,867.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 N MONROE ST, SPOKANE, WA 99208-6238

Mortgage

Document Number	0006866518
Date	Nov 21, 2019
Instrument	6866518

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7109 N Monroe St was $3,996, up 9.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,996.00 (+9.27%)	$385,000 Land $95,000 Building $290,000	$385,000 Land $95,000 Building $290,000
2025	$3,657.00
2024		$364,100 (+45.35%) Land $50,000 Building $314,100	$364,100 (+45.35%) Land $50,000 Building $314,100
2023	$3,697.00 (+18.12%)	$250,500 (-) Land $36,000 Building $214,500	$250,500 (-) Land $36,000 Building $214,500
2022	$3,130.00	$250,500 Land $36,000 Building $214,500	$250,500 Land $36,000 Building $214,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7109 N Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7109 N Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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