7109 Lower Ridge Rd, Everett, WA 98203 Property Records

Snohomish County property record for 7109 Lower Ridge Rd, Everett, WA 98203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,840 sqft · built 1990
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Oct 2020)
Tax Bill	$5,383 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3920-000-028-05`

Property Details

APN / Parcel Number

Primary APN	`3920-000-028-05`
Alternative APNs	`003920-000-028-05` `39200000280504` `1073954`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	959 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Sundeck
Porch Area	24 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1073954
Street Address	7109 LOWER RIDGE RD
City	EVERETT
State	WA
Zip	98203-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEVERLY ACREAGE TRACTS BLK 000 D-05 THE N1/2 AS MEAS ALG E LN OF TH PTN LOT 28 LY N OF THE S 110FT THOF EXC W 200FT THOF AKA LOT 4 OF CITY EV SP NO 9001230205 & VOL 31 SURVS PG 29 AF NO 9001235002
Legal Section	12
Legal Subdivision	BEVERLY ACREAGE TRACTS
Legal Block	000 D
Legal Lot Number	28
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3000
Census Tract	41202

Owner

7109 Lower Ridge Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7109 LOWER RIDGE RD, EVERETT, WA 98203-4912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage WASHINGTON STATE HOUSING FIN COMMISSION
Nov 5, 2021	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Oct 30, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 18, 2020	Grant Deed, Transfer SERVICELINK
Jan 9, 2020	Trustee's Deed, Foreclosure ATTORNEY ONLY
Sep 20, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Mar 18, 2020 · Amount on File
Deed Document Number	2020450
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0000090377
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	7109 LOWER RIDGE RD, EVERETT, WA 98203-4912
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000865
Date	Nov 5, 2021
Instrument	202111050865

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	348 Months
Due	Nov 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	7109 LOWER RIDGE RD, EVERETT, WA 98203-4912
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000864
Date	Nov 5, 2021
Instrument	202111050864

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 30, 2020
Property Address	7109 LOWER RIDGE RD, EVERETT, WA 98203-4912
Document Number	0000000450
Map Reference	DOC19900123205
Instrument Date	Oct 28, 2020
Instrument	202010300450
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,094.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 LOWER RIDGE RD, EVERETT, WA 98203-4912

Mortgage

Document Number	0000000451
Date	Oct 30, 2020
Instrument	202010300451

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0000000452
Date	Oct 30, 2020
Instrument	202010300452

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Mar 18, 2020
Property Address	7109 LOWER RIDGE RD, EVERETT, WA 98203-4912
Document Number	0000000573
Instrument Date	Mar 2, 2020
Instrument	202003180573
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$5,591.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14811 83RD AVE SE SNOHOMISH WA 982968709, SNOHOMISH, WA 98296-8709

January 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jan 9, 2020
Property Address	7109 LOWER RIDGE RD, EVERETT, WA 98203-4912
Document Number	0000000377
Instrument Date	Dec 11, 2019
Instrument	202001090377
Transaction Type	Foreclosure
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 LOWER RIDGE RD EVERETT WA 982034912, EVERETT, WA 98203-4912

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Sep 20, 2019
Property Address	7109 LOWER RIDGE RD, EVERETT, WA 98203-4912
Document Number	0000000149
Instrument Date	Mar 8, 2019
Instrument	201909200149
Transaction Type	Foreclosure
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 LOWER RIDGE RD EVERETT WA 982034912, EVERETT, WA 98203-4912

Tax Assessment & Valuation

The 2026 property tax bill for 7109 Lower Ridge Rd was $5,383.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,383.00	$625,700 Land $368,700 Building $257,000	$625,700 Land $368,700 Building $257,000
2023	$5,290.00 (+49.44%)	$643,000 (+66.67%) Land $358,400 Building $284,600	$643,000 (+66.67%) Land $358,400 Building $284,600
2022	$3,540.00	$385,800 Land $262,000 Building $123,800	$385,800 Land $262,000 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7109 Lower Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7109 Lower Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Lower Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures