McHenry County property record for 7109 Lawrence Rd, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,000 (Aug 2001) |
| Tax Bill | $7,014 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-27-300-010 |
| Primary APN | 01-27-300-010 |
|---|
| Lot Area | 218,236 sqft (5.01 acres) |
|---|
| Street Address | 7109 LAWRENCE RD |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-9034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2001R0060195 PT W1/2 SW1/4 |
| Legal Block | 300 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 870301 |
Source: McHenry County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7109 LAWRENCE RD, HARVARD, IL 60033-9034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2001 · Amount on Record |
| Deed Sale | Aug 20, 2001 · Amount on Record |
| Deed Document Number | 200160195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 19, 2026 |
| Property Address | 7109 LAWRENCE RD, HARVARD, IL 60033-9034 |
| Document Number | 0000024202 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202624202 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 7109 LAWRENCE RD, HARVARD, IL 60033-9034 |
| Document Number | 0000024202, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 202624202 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 24, 2026 |
| Property Address | 7109 LAWRENCE RD, HARVARD, IL 60033-9034 |
| Document Number | 0000017769 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 202617769 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 7109 LAWRENCE RD, HARVARD, IL 60033-9034 |
| Document Number | 0000017769, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202617769 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,014.00 | $107,760 (+18.53%) Land $28,943 Building $78,817 | $323,280 (+18.53%) Land $86,829 Building $236,451 |
| 2022 | Homeowner's exemption | $90,912 Land $26,164 Building $64,748 | $272,736 Land $78,492 Building $194,244 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1993–2013) |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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